Category Archives: FIN 370T

FIN 370T Assignment Week 1 Apply: Finance and Financial Statement Analysis Homework(All Possible Questions/Answers) New

FIN 370T Assignment Week 1 Apply: Finance and Financial Statement Analysis Homework(All Possible Questions/Answers) New

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FIN 370T Assignment Week 1 Apply: Finance and Financial Statement Analysis Homework(All Possible Questions/Answers) New

 

 

 

FIN 370T ASSIGNMENT Week 1 Apply: Finance and Financial Statement Analysis Homework

 

Review the Week 1 “Practice: Finance and Financial Statement Analysis Quiz” in Connect®.

 

 

 

Complete the Week 1 “Apply: Finance and Financial Statement Analysis Homework” in Connect®.

 

 

 

Note: You have only one attempt available to complete this Assignment . Grades must be transferred manually to eCampus by your instructor. Don’t worry, this might happen after your due date.

 

Which of the following is the firm’s highest-level financial manager?

 

 

 

Multiple Choice

 

 

 

 

 

 

chief executive officer

 

 

 

 

 

 

corporate governance

 

 

 

 

 

 

chief financial officer

 

 

 

 

 

 

board of directors

 

 

Which of these must effectively distribute capital between investors and companies?

 

 

 

Multiple Choice

 

 

 

 

 

 

companies

 

 

 

 

 

 

individuals

 

 

 

 

 

 

international investors

 

 

 

 

 

 

financial institutions

 

 

Which of the following statements is correct?

 

 

 

Multiple Choice

 

 

 

 

 

 

Financial managers double-check the accountant’s statements.

 

 

 

 

 

 

Accountants are focused on what happened in the past.

 

 

 

 

 

 

Both accountants and financial managers use total quality management systems to standardize data.

 

 

 

 

 

 

Financial managers are focused on what happened in the past.

 

 

This is a general term for securities like stocks, bonds, and other assets that represent ownership in a cash flow.

 

 

 

Multiple Choice

 

 

 

 

 

 

investment

 

 

 

 

 

 

real asset

 

 

 

 

 

 

financial asset

 

 

 

 

 

 

financial markets

 

 

The portion of a company’s profits that are kept by the company rather than distributed to the stockholders as cash dividends is referred to as

 

 

 

Multiple Choice

 

 

 

 

 

 

institutional investment.

 

 

 

 

 

 

restricted earnings.

 

 

 

 

 

 

venture capital.

 

 

 

 

 

 

retained earnings.

 

 

A potential future negative impact to value and/or cash flows is often discussed in terms of probability of loss and the expected magnitude of the loss. This is called

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

standard deviation.

 

 

 

 

 

 

coefficient of variation.

 

 

Which of the following is defined as a group of securities that exhibit similar characteristics, behave similarly in the marketplace, and are subject to the same laws and regulations?

 

 

 

Multiple Choice

 

 

 

 

 

 

market instruments

 

 

 

 

 

 

financial markets

 

 

 

 

 

 

asset classes

 

 

 

 

 

 

investments

 

 

What is the difference in perspective between finance and accounting?

 

 

 

Multiple Choice

 

 

 

 

 

 

ownership

 

 

 

 

 

 

timing

 

 

 

 

 

 

liability

 

 

 

 

 

 

risk

 

This subarea of finance is important for adapting to the global economy.

 

 

 

Multiple Choice

 

 

 

 

 

 

financial management

 

 

 

 

 

 

financial institutions and markets

 

 

 

 

 

 

investments

 

 

 

 

 

 

international finance

 

 

For corporations, maximizing the value of owner’s equity can also be stated as

 

 

 

Multiple Choice

 

 

 

 

 

 

maximizing net income.

 

 

 

 

 

 

maximizing retained earnings.

 

 

 

 

 

 

maximizing the stock price.

 

 

 

 

 

 

maximizing earnings per share.

 

 

Which of the following is NOT a function of the board of directors?

 

 

 

Multiple Choice

 

 

 

 

 

 

evaluate the CEO

 

 

 

 

 

 

design compensation contracts for the CEO

 

 

 

 

 

 

provide reports to the auditors

 

 

 

 

 

 

hire the CEO

 

 

This is the set of laws, policies, incentives, and monitors designed to handle the issues arising from the separation of ownership and control.

 

 

 

Multiple Choice

 

 

 

 

 

 

corporate governance

 

 

 

 

 

 

defined benefit plan

 

 

 

 

 

 

invisible hand

 

 

 

 

 

 

agency theory

 

 

Which of the following statements is incorrect?

 

 

 

Multiple Choice

 

 

 

 

 

 

Most sole proprietors raise money by borrowing from banks.

 

 

 

 

 

 

S corporations are considered a hybrid organization.

 

 

 

 

 

 

An advantage of sole proprietorships is that the owner has complete control.

 

 

 

 

 

 

Partnerships have unlimited liability.

 

 

Agency problems exist in which forms of business ownership?

 

 

 

Multiple Choice

 

 

 

 

 

 

partnership

 

 

 

 

 

 

sole proprietorship

 

 

 

 

 

 

corporation

 

 

 

 

 

 

S corporation

 

 

An angel investor differs from a venture capitalist because of the

 

 

 

Multiple Choice

 

 

 

 

 

 

investment time frame.

 

 

 

 

 

 

voting rights.

 

 

 

 

 

 

type of investment.

 

 

 

 

 

 

size of investment.

 

 

Which statement is incorrect regarding hybrid organizations?

 

 

 

Multiple Choice

 

 

 

 

 

 

They offer single taxation.

 

 

 

 

 

 

They offer limited risk to the owners.

 

 

 

 

 

 

They offer the same type of control as a sole proprietorship.

 

 

 

 

 

 

All of these choices are correct.

 

 

From a taxation perspective, the form of business organization with the highest business level taxes is the

 

 

 

Multiple Choice

 

 

 

 

 

 

S corporation.

 

 

 

 

 

 

 

 

 

 

 

 

sole proprietorship.

 

 

 

 

 

 

 

 

Corporate stakeholders include all of the following EXCEPT

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

From the perspective of ownership risk, the best form of business organization is the

 

 

 

Multiple Choice

 

 

 

 

 

 

sole proprietorship.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

S corporation.

 

 

Which of the following is NOT considered a hybrid organization?

 

 

 

Multiple Choice

 

 

 

 

 

 

all of these choices are correct.

 

 

 

 

 

 

limited partnership

 

 

 

 

 

 

S corporation

 

 

 

 

 

 

limited liability company

 

 

 

 

 

 

limited liability partnership

 

 

Which of these is the system of incentives and monitors that tries to overcome the agency problem?

 

 

 

Multiple Choice

 

 

 

 

 

 

corporate Governance

 

 

 

 

 

 

checks and Balances

 

 

 

 

 

 

Security Exchange Commission

 

 

 

 

 

 

board of Directors

 

 

When determining a form of business organization, all of the following are considered EXCEPT

 

 

 

Multiple Choice

 

 

 

 

 

 

the physical location of the business.

 

 

 

 

 

 

who owns the firm.

 

 

 

 

 

 

the tax ramifications.

 

 

 

 

 

 

the owners’ risks.

 

 

All of the following are an example of a fiduciary relationship EXCEPT

 

 

 

Multiple Choice

 

 

 

 

 

 

a financial advisor advises her clients.

 

 

 

 

 

 

the shareholder elects a board member.

 

 

 

 

 

 

a bank employee manages deposits.

 

 

 

 

 

 

a CEO manages the firm.

 

 

 

Restricted stock is

 

 

 

Multiple Choice

 

 

 

 

 

 

a special type of stock that can be converted into corporate bonds after a specific amount of time has elapsed.

 

 

 

 

 

 

a special type of stock that is not transferable from the current holder to others until specific conditions are satisfied.

 

 

 

 

 

 

a special type of stock that is a result of offering an employee stock ownership plan.

 

 

 

Which of the following refer to ratios that measure the relationship between a firm’s liquid (or current) assets and its current liabilities?

 

 

 

Multiple Choice

 

 

 

 

 

 

liquidity

 

 

 

 

 

 

internal-growth

 

 

 

 

 

 

cross-section

 

 

 

 

 

 

market value

 

 

Which of the following measures the number of days accounts receivable are held before the firm collects cash from the sale?

 

 

 

Multiple Choice

 

 

 

 

 

 

accounts receivable turnover

 

 

 

 

 

 

average payment period

 

 

 

 

 

 

accounts payable turnover

 

 

 

 

 

 

average collection period

 

 

Which ratio measures the number of dollars of operating earnings available to meet the firm’s interest dollars and other fixed charges?

 

 

 

Multiple Choice

 

 

 

 

 

 

fixed-charge coverage ratio

 

 

 

 

 

 

basic earning power

 

 

 

 

 

 

times interest earned

 

 

 

 

 

 

ROA

 

Which ratio measures the operating return on the firm’s assets irrespective of financial leverage and taxes?

 

 

 

Multiple Choice

 

 

 

 

 

 

profit margin

 

 

 

 

 

 

basic earning power ratio

 

 

 

 

 

 

operating leverage return

 

 

 

 

 

 

return on assets

 

 

A firm has EBIT of $1,000,000 and depreciation expense of $400,000. Fixed charges total $600,000. Interest expense totals $70,000. What is the firm’s fixed-charge coverage ratio?

 

 

 

Multiple Choice

 

 

 

 

 

 

2.45 times

 

 

 

 

 

 

1.67 times

 

 

 

 

 

 

1.00 times

 

 

 

 

 

 

2.33 times

 

 

Which of these ratios measure the extent to which the firm uses debt (or financial leverage) versus equity to finance its assets?

 

 

 

Multiple Choice

 

 

 

 

 

 

debt management ratios

 

 

 

 

 

 

financial ratios

 

 

 

 

 

 

liquidity ratios

 

 

 

 

 

 

equity ratios

 

 

 

A strong liquidity position means that

 

 

 

Multiple Choice

 

 

 

 

 

 

the firm is able to meet its short-term obligations.

 

 

 

 

 

 

the firm pays out a large portion of its net income in the form of dividends.

 

 

 

 

 

 

the firm uses little debt in its capital structure.

 

 

 

 

 

 

the firm pays its creditors on time.

 

 

 

Which type of ratio measures the dollars of current assets available to pay each dollar of current liabilities?

 

 

 

rev: 08_14_2018_QC_CS-133354

 

 

 

Multiple Choice

 

 

 

 

 

 

internal-growth

 

 

 

 

 

 

current

 

 

 

 

 

 

cross-section

 

 

 

 

 

 

quick or acid-test

 

 

A firm has EBIT of $300,000 and depreciation expense of $12,000. Fixed charges total $44,000. Interest expense totals $7,000. What is the firm’s cash coverage ratio?

 

 

 

Multiple Choice

 

 

 

 

 

 

7.09 times

 

 

 

 

 

 

3.76 times

 

 

 

 

 

 

7.25 times

 

 

 

 

 

 

4.91 times

 

 

 

Incorrect

 

 

Which of the following measures the number of dollars of sales produced per dollar of fixed assets?

 

 

 

Multiple Choice

 

 

 

 

 

 

fixed asset to working capital ratio

 

 

 

 

 

 

fixed asset management ratio

 

 

 

 

 

 

sales to working capital ratio

 

 

 

 

 

 

fixed asset turnover ratio

 

 

The term “capital structure” refers to

 

 

 

Multiple Choice

 

 

 

 

 

 

the amount of current versus fixed assets on the balance sheet.

 

 

 

 

 

 

the amount of long-term debt versus equity on the balance sheet.

 

 

 

 

 

 

the amount of current versus long-term debt on the balance sheet.

 

 

A firm reported year-end cost of goods sold of $10 million. It listed $2 million of inventory on its balance sheet. Using a 365-day year, how many days did the firm’s inventory stay on the premises?

 

 

 

Multiple Choice

 

 

 

 

 

 

73 days

 

 

 

 

 

 

2 days

 

 

 

 

 

 

20 days

 

 

 

 

 

 

18.25 days

 

 

Tops N Bottoms Corp. reported sales for 2018 of $50 million. Tops N Bottoms listed $4 million of inventory on its balance sheet. Using a 365-day year, how many days did Tops N Bottoms’ inventory stay on the premises? How many times per year did Tops N Bottoms’ inventory turn over?

 

 

 

Multiple Choice

 

 

 

 

 

 

29.2 days, 0.0345 times, respectively

 

 

 

 

 

 

29.2 days, 12.5 times, respectively

 

 

 

 

 

 

0.08 days, 12.5 times, respectively

 

 

 

 

 

 

12.5 days, 29.2 times, respectively

 

 

Which ratio measures how many days inventory is held before the final product is sold?

 

 

 

Multiple Choice

 

 

 

 

 

 

total asset turnover

 

 

 

 

 

 

inventory turnover

 

 

 

 

 

 

days’ sales in inventory

 

 

 

 

 

 

inventory intensity ratio

 

 

 

Which ratio measures the number of dollars of operating earnings available to meet each dollar of interest obligations on the firm’s debt?

 

 

 

Multiple Choice

 

 

 

 

 

 

times interest earned

 

 

 

 

 

 

ROA

 

 

 

 

 

 

cash coverage ratio

 

 

 

 

 

 

fixed-charge coverage ratio

 

 

You are considering a stock investment in one of two firms (LotsofDebt, Inc. and LotsofEquity, Inc.), both of which operate in the same industry. LotsofDebt, Inc. finances its $100 million in assets with $90 million in debt and $10 million in equity. LotsofEquity, Inc. finances its $100 million in assets with $10 million in debt and $90 million in equity. What are the debt ratio, equity multiplier, and debt-to-equity ratio for the two firms?

 

 

 

Multiple Choice

 

 

 

 

 

 

LotsofDebt: 90 percent, 10 times, 9 times, respectively; and LotsofEquity: 10 percent, 1.11 times, 0.1111 times, respectively

 

 

 

 

 

 

LotsofDebt: 10 percent, 1.11 times, 0.1111 times, respectively; and LotsofEquity: 90 percent, 10 times, 9 times, respectively

 

 

 

 

 

 

LotsofDebt: 90 percent, 1.11 times, 0.1111 times, respectively; and LotsofEquity: 10 percent, 10 times, 9 times, respectively

 

 

 

 

 

 

LotsofDebt: 10 percent, 10 times, 9 times, respectively; and LotsofEquity: 90 percent, 1.11 times, 0.1111 times, respectively

 

 

A firm has an ACP of 38 days and its annual sales are $5.3 million. What is its account receivable balance?

 

 

 

Multiple Choice

 

 

 

 

 

 

$759,021

 

 

 

 

 

 

$619,304

 

 

 

 

 

 

$551,781

 

 

 

 

 

 

$692,098

 

 

Tina’s Track Supply’s market-to-book ratio is currently 4.5 times and PE ratio is 10.5 times. If Tina’s Track Supply’s common stock is currently selling at $100 per share, what is the book value per share and earnings per share?

 

 

 

Multiple Choice

 

 

 

 

 

 

$9.5238, $22.2222, respectively

 

 

 

 

 

 

$1,050, $450, respectively

 

 

 

 

 

 

$450, $1,050, respectively

 

 

 

 

 

 

$22.2222, $9.5238, respectively

 

 

Bree’s Tennis Supply’s market-to-book ratio is currently 9.4 times and PE ratio is 20 times. If Bree’s Tennis Supply’s common stock is currently selling at $20.50 per share, what is the book value per share and earnings per share?

 

 

 

Multiple Choice

 

 

 

 

 

 

$192.70, $410.00, respectively

 

 

 

 

 

 

$1.025, $2.1809, respectively

 

 

 

 

 

 

$410.00, $192.70, respectively

 

 

 

 

 

 

$2.1809, $1.025, respectively

 

 

An investor wanting large returns will be interested in companies that have

 

 

 

Multiple Choice

 

 

 

 

 

 

high current ratios.

 

 

 

 

 

 

high times interest earned.

 

 

 

 

 

 

high ROEs.

 

 

 

 

 

 

high ROAs.

 

 

Which of the following measures the operating return on the firm’s assets, irrespective of financial leverage and taxes?

 

 

 

Multiple Choice

 

 

 

 

 

 

return on equity

 

 

 

 

 

 

basic earnings power ratio

 

 

 

 

 

 

return on assets

 

 

 

 

 

 

profit margin

 

 

For publicly traded firms, which of these ratios measure what investors think of the company’s future performance and risk?

 

 

 

Multiple Choice

 

 

 

 

 

 

liquidity ratios

 

 

 

 

 

 

profitability ratios

 

 

 

 

 

 

market value ratios

 

 

 

 

 

 

price value ratios

 

 

According to the list provided in the textbook, which of the following is NOT one of the cautions in using ratios to evaluate firm performance?

 

 

 

rev: 07_10_2017_QC_CS-93252

 

 

 

Multiple Choice

 

 

 

 

 

 

The firm has different accounting procedures.

 

 

 

 

 

 

The firm has seasonal cash flow differences.

 

 

 

 

 

 

The firm had a one-time event.

 

 

 

 

 

 

The firm has a different capital structure.

 

 

To interpret financial ratios, managers, analysts, and investors use which of the following type of benchmarks?

 

 

 

Multiple Choice

 

 

 

 

 

 

competitive analysis

 

 

 

 

 

 

time series analysis

 

 

 

 

 

 

cross-industry analysis

 

 

 

 

 

 

time-industry analysis

 

 

Last year Mocha Java, Inc. had an ROA of 10 percent, a profit margin of 5 percent, and sales of $25 million. What is Mocha Java’s total assets?

 

 

 

Multiple Choice

 

 

$0.125m.

 

 

 

$1.25m.

 

 

 

$12.5m.

 

 

 

$12m.

 

 

Last year Rain Repel Corporation had an ROE of 10 percent and a dividend payout ratio of 80 percent. What is the sustainable growth rate?

 

 

Multiple Choice

 

 

 

50.00 percent

 

2.04 percent

 

 

44.44 percent

 

1.11 percent

FIN 370T Assignment Week 1 Practice: Finance and Financial Statement Analysis Quiz(All Possible Questions/Answers) New

FIN 370T Assignment Week 1 Practice: Finance and Financial Statement Analysis Quiz(All Possible Questions/Answers) New

Check this A+ tutorial guideline at

https://www.assignmentcloud.com/fin-370t/fin-370t-assignment-week-1-practice-finance-and-financial-statement-analysis-quiz-all-possible-questions-answers-new

For more classes visit

http://www.assignmentcloud.com/

FIN 370T Assignment Week 1 Practice: Finance and Financial Statement Analysis Quiz(All Possible Questions/Answers) New

FIN 370T ASSIGNMENT Week 1 Practice: Finance and Financial Statement Analysis Quiz

 

Complete the Week 1 “Practice: Finance and Financial Statement Analysis Quiz” in Connect®.

 

Note: You have unlimited attempts available to complete practice Assignment s. The highest scored attempt will be recorded.

 

 

 

These Assignment s have earlier due dates, so plan accordingly.

 

 

 

Grades must be transferred manually to eCampus by your instructor. Don’t worry, this might happen after your due date.

 

 

 

 

 

 

 

Which of the following is the firm’s highest-level financial manager?

 

 

 

Multiple Choice

 

 

 

chief executive officer

 

 

 

corporate governance

 

 

 

chief financial officer

 

 

 

board of directors

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of these must effectively distribute capital between investors and companies?

 

 

 

Multiple Choice

 

 

 

companies

 

 

 

individuals

 

 

 

international investors

 

 

 

financial institutions

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following statements is correct?

 

 

 

Multiple Choice

 

 

 

Financial managers double-check the accountant’s statements.

 

 

 

Accountants are focused on what happened in the past.

 

 

 

Both accountants and financial managers use total quality management systems to standardize data.

 

 

 

Financial managers are focused on what happened in the past.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

This is a general term for securities like stocks, bonds, and other assets that represent ownership in a cash flow.

 

 

 

Multiple Choice

 

 

 

investment

 

 

 

real asset

 

 

 

financial asset

 

 

 

financial markets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The portion of a company’s profits that are kept by the company rather than distributed to the stockholders as cash dividends is referred to as

 

 

 

Multiple Choice

 

 

 

institutional investment.

 

 

 

restricted earnings.

 

 

 

venture capital.

 

 

 

retained earnings.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A potential future negative impact to value and/or cash flows is often discussed in terms of probability of loss and the expected magnitude of the loss. This is called

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

standard deviation.

 

 

 

coefficient of variation.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following is defined as a group of securities that exhibit similar characteristics, behave similarly in the marketplace, and are subject to the same laws and regulations?

 

 

 

Multiple Choice

 

 

 

market instruments

 

 

 

financial markets

 

 

 

asset classes

 

 

 

investments

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What is the difference in perspective between finance and accounting?

 

 

 

Multiple Choice

 

 

 

ownership

 

 

 

timing

 

 

 

liability

 

 

 

risk

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

This subarea of finance is important for adapting to the global economy.

 

 

 

Multiple Choice

 

 

 

financial management

 

 

 

financial institutions and markets

 

 

 

investments

 

 

 

international finance

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

For corporations, maximizing the value of owner’s equity can also be stated as

 

 

 

Multiple Choice

 

 

 

maximizing net income.

 

 

 

maximizing retained earnings.

 

 

 

maximizing the stock price.

 

 

 

maximizing earnings per share.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following is NOT a function of the board of directors?

 

 

 

Multiple Choice

 

 

 

evaluate the CEO

 

 

 

design compensation contracts for the CEO

 

 

 

provide reports to the auditors

 

 

 

hire the CEO

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

This is the set of laws, policies, incentives, and monitors designed to handle the issues arising from the separation of ownership and control.

 

 

 

Multiple Choice

 

 

 

corporate governance

 

 

 

defined benefit plan

 

 

 

invisible hand

 

 

 

agency theory

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following statements is incorrect?

 

 

 

Multiple Choice

 

 

 

Most sole proprietors raise money by borrowing from banks.

 

 

 

S corporations are considered a hybrid organization.

 

 

 

An advantage of sole proprietorships is that the owner has complete control.

 

 

 

Partnerships have unlimited liability.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Agency problems exist in which forms of business ownership?

 

 

 

Multiple Choice

 

 

 

partnership

 

 

 

sole proprietorship

 

 

 

corporation

 

 

 

S corporation

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

An angel investor differs from a venture capitalist because of the

 

 

 

Multiple Choice

 

 

 

investment time frame.

 

 

 

voting rights.

 

 

 

type of investment.

 

 

 

size of investment.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which statement is incorrect regarding hybrid organizations?

 

 

 

Multiple Choice

 

 

 

They offer single taxation.

 

 

 

They offer limited risk to the owners.

 

 

 

They offer the same type of control as a sole proprietorship.

 

 

 

All of these choices are correct.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

From a taxation perspective, the form of business organization with the highest business level taxes is the

 

 

 

Multiple Choice

 

 

 

S corporation.

 

 

 

 

 

 

sole proprietorship.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporate stakeholders include all of the following EXCEPT

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

From the perspective of ownership risk, the best form of business organization is the

 

 

 

Multiple Choice

 

 

 

sole proprietorship.

 

 

 

 

 

 

 

 

 

S corporation.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following is NOT considered a hybrid organization?

 

 

 

Multiple Choice

 

 

 

all of these choices are correct.

 

 

 

limited partnership

 

 

 

S corporation

 

 

 

limited liability company

 

 

 

limited liability partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of these is the system of incentives and monitors that tries to overcome the agency problem?

 

 

 

Multiple Choice

 

 

 

corporate Governance

 

 

 

checks and Balances

 

 

 

Security Exchange Commission

 

 

 

board of Directors

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

When determining a form of business organization, all of the following are considered EXCEPT

 

 

 

Multiple Choice

 

 

 

the physical location of the business.

 

 

 

who owns the firm.

 

 

 

the tax ramifications.

 

 

 

the owners’ risks.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

All of the following are an example of a fiduciary relationship EXCEPT

 

 

 

Multiple Choice

 

 

 

a financial advisor advises her clients.

 

 

 

the shareholder elects a board member.

 

 

 

a bank employee manages deposits.

 

 

 

a CEO manages the firm.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Restricted stock is

 

 

 

Multiple Choice

 

 

 

a special type of stock that can be converted into corporate bonds after a specific amount of time has elapsed.

 

 

 

a special type of stock that is not transferable from the current holder to others until specific conditions are satisfied.

 

 

 

a special type of stock that is a result of offering an employee stock ownership plan.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following refer to ratios that measure the relationship between a firm’s liquid (or current) assets and its current liabilities?

 

 

 

Multiple Choice

 

 

 

liquidity

 

 

 

internal-growth

 

 

 

cross-section

 

 

 

market value

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following measures the number of days accounts receivable are held before the firm collects cash from the sale?

 

 

 

Multiple Choice

 

 

 

accounts receivable turnover

 

 

 

average payment period

 

 

 

accounts payable turnover

 

 

 

average collection period

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which ratio measures the number of dollars of operating earnings available to meet the firm’s interest dollars and other fixed charges?

 

 

 

Multiple Choice

 

 

 

fixed-charge coverage ratio

 

 

 

basic earning power

 

 

 

times interest earned

 

 

 

ROA

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which ratio measures the operating return on the firm’s assets irrespective of financial leverage and taxes?

 

 

 

Multiple Choice

 

 

 

profit margin

 

 

 

basic earning power ratio

 

 

 

operating leverage return

 

 

 

return on assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A firm has EBIT of $1,000,000 and depreciation expense of $400,000. Fixed charges total $600,000. Interest expense totals $70,000. What is the firm’s fixed-charge coverage ratio?

 

 

 

Multiple Choice

 

 

 

2.45 times

 

 

 

1.67 times

 

 

 

1.00 times

 

 

 

2.33 times

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of these ratios measure the extent to which the firm uses debt (or financial leverage) versus equity to finance its assets?

 

 

 

Multiple Choice

 

 

 

debt management ratios

 

 

 

financial ratios

 

 

 

liquidity ratios

 

 

 

equity ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A strong liquidity position means that

 

 

 

Multiple Choice

 

 

 

the firm is able to meet its short-term obligations.

 

 

 

the firm pays out a large portion of its net income in the form of dividends.

 

 

 

the firm uses little debt in its capital structure.

 

 

 

the firm pays its creditors on time.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which type of ratio measures the dollars of current assets available to pay each dollar of current liabilities?

 

 

 

rev: 08_14_2018_QC_CS-133354

 

 

 

Multiple Choice

 

 

 

internal-growth

 

 

 

current

 

 

 

cross-section

 

 

 

quick or acid-test

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A firm has EBIT of $300,000 and depreciation expense of $12,000. Fixed charges total $44,000. Interest expense totals $7,000. What is the firm’s cash coverage ratio?

 

 

 

Multiple Choice

 

 

 

7.09 times

 

 

 

3.76 times

 

 

 

7.25 times

 

 

 

4.91 times

 

 

 

Incorrect

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following measures the number of dollars of sales produced per dollar of fixed assets?

 

 

 

Multiple Choice

 

 

 

fixed asset to working capital ratio

 

 

 

fixed asset management ratio

 

 

 

sales to working capital ratio

 

 

 

fixed asset turnover ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The term “capital structure” refers to

 

 

 

Multiple Choice

 

 

 

the amount of current versus fixed assets on the balance sheet.

 

 

 

the amount of long-term debt versus equity on the balance sheet.

 

 

 

the amount of current versus long-term debt on the balance sheet.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A firm reported year-end cost of goods sold of $10 million. It listed $2 million of inventory on its balance sheet. Using a 365-day year, how many days did the firm’s inventory stay on the premises?

 

 

 

Multiple Choice

 

 

 

73 days

 

 

 

2 days

 

 

 

20 days

 

 

 

18.25 days

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tops N Bottoms Corp. reported sales for 2018 of $50 million. Tops N Bottoms listed $4 million of inventory on its balance sheet. Using a 365-day year, how many days did Tops N Bottoms’ inventory stay on the premises? How many times per year did Tops N Bottoms’ inventory turn over?

 

 

 

Multiple Choice

 

 

 

29.2 days, 0.0345 times, respectively

 

 

 

29.2 days, 12.5 times, respectively

 

 

 

0.08 days, 12.5 times, respectively

 

 

 

12.5 days, 29.2 times, respectively

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which ratio measures how many days inventory is held before the final product is sold?

 

 

 

Multiple Choice

 

 

 

total asset turnover

 

 

 

inventory turnover

 

 

 

days’ sales in inventory

 

 

 

inventory intensity ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which ratio measures the number of dollars of operating earnings available to meet each dollar of interest obligations on the firm’s debt?

 

 

 

Multiple Choice

 

 

 

times interest earned

 

 

 

ROA

 

 

 

cash coverage ratio

 

 

 

fixed-charge coverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

You are considering a stock investment in one of two firms (LotsofDebt, Inc. and LotsofEquity, Inc.), both of which operate in the same industry. LotsofDebt, Inc. finances its $100 million in assets with $90 million in debt and $10 million in equity. LotsofEquity, Inc. finances its $100 million in assets with $10 million in debt and $90 million in equity. What are the debt ratio, equity multiplier, and debt-to-equity ratio for the two firms?

 

 

 

Multiple Choice

 

 

 

LotsofDebt: 90 percent, 10 times, 9 times, respectively; and LotsofEquity: 10 percent, 1.11 times, 0.1111 times, respectively

 

 

 

LotsofDebt: 10 percent, 1.11 times, 0.1111 times, respectively; and LotsofEquity: 90 percent, 10 times, 9 times, respectively

 

 

 

LotsofDebt: 90 percent, 1.11 times, 0.1111 times, respectively; and LotsofEquity: 10 percent, 10 times, 9 times, respectively

 

 

 

LotsofDebt: 10 percent, 10 times, 9 times, respectively; and LotsofEquity: 90 percent, 1.11 times, 0.1111 times, respectively

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A firm has an ACP of 38 days and its annual sales are $5.3 million. What is its account receivable balance?

 

 

 

Multiple Choice

 

 

 

$759,021

 

 

 

$619,304

 

 

 

$551,781

 

 

 

$692,098

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tina’s Track Supply’s market-to-book ratio is currently 4.5 times and PE ratio is 10.5 times. If Tina’s Track Supply’s common stock is currently selling at $100 per share, what is the book value per share and earnings per share?

 

 

 

Multiple Choice

 

 

 

$9.5238, $22.2222, respectively

 

 

 

$1,050, $450, respectively

 

 

 

$450, $1,050, respectively

 

 

 

$22.2222, $9.5238, respectively

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bree’s Tennis Supply’s market-to-book ratio is currently 9.4 times and PE ratio is 20 times. If Bree’s Tennis Supply’s common stock is currently selling at $20.50 per share, what is the book value per share and earnings per share?

 

 

 

Multiple Choice

 

 

 

$192.70, $410.00, respectively

 

 

 

$1.025, $2.1809, respectively

 

 

 

$410.00, $192.70, respectively

 

 

 

$2.1809, $1.025, respectively

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

An investor wanting large returns will be interested in companies that have

 

 

 

Multiple Choice

 

 

 

high current ratios.

 

 

 

high times interest earned.

 

 

 

high ROEs.

 

 

 

high ROAs.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following measures the operating return on the firm’s assets, irrespective of financial leverage and taxes?

 

 

 

Multiple Choice

 

 

 

return on equity

 

 

 

basic earnings power ratio

 

 

 

return on assets

 

 

 

profit margin

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

For publicly traded firms, which of these ratios measure what investors think of the company’s future performance and risk?

 

 

 

Multiple Choice

 

 

 

liquidity ratios

 

 

 

profitability ratios

 

 

 

market value ratios

 

 

 

price value ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

According to the list provided in the textbook, which of the following is NOT one of the cautions in using ratios to evaluate firm performance?

 

 

 

rev: 07_10_2017_QC_CS-93252

 

 

 

Multiple Choice

 

 

 

The firm has different accounting procedures.

 

 

 

The firm has seasonal cash flow differences.

 

 

 

The firm had a one-time event.

 

 

 

The firm has a different capital structure.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To interpret financial ratios, managers, analysts, and investors use which of the following type of benchmarks?

 

 

 

Multiple Choice

 

 

 

competitive analysis

 

 

 

time series analysis

 

 

 

cross-industry analysis

 

 

 

time-industry analysis

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Last year Mocha Java, Inc. had an ROA of 10 percent, a profit margin of 5 percent, and sales of $25 million. What is Mocha Java’s total assets?

 

 

 

Multiple Choice

 

 

 

$0.125m.

 

 

 

$1.25m.

 

 

 

$12.5m.

 

 

 

$12m.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Last year Rain Repel Corporation had an ROE of 10 percent and a dividend payout ratio of 80 percent. What is the sustainable growth rate?

 

 

 

Multiple Choice

 

 

 

50.00 percent

 

 

 

2.04 percent

 

 

 

 

 

 

 

44.44 percent

 

 

 

 

 

 

 

1.11 percent

FIN 370T Assignment Week 2 Apply: Time Value of Money Homework(All Possible Questions/Answers) New

FIN 370T Assignment Week 2 Apply: Time Value of Money Homework(All Possible Questions/Answers) New

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FIN 370T Assignment Week 2 Apply: Time Value of Money Homework(All Possible Questions/Answers) New

FIN 370T ASSIGNMENT Week 2 Apply: Time Value of Money Homework

Review the Week 2 “Practice: Time Value of Money Quiz” in Connect®.

Complete the Week 2 “Apply: Time Value of Money Homework” in Connect®.

Note: You have only one attempt available to complete Assignment s. Grades must be transferred manually to eCampus by your instructor. Don’t worry, this might happen after your due date.

 

With regard to money deposited in a bank, future values are

 

Multiple Choice

 

 

 

are completely independent of present values.

 

 

 

larger than present values.

 

 

 

equal to present values.

 

 

 

smaller than present values.

 

 

 

 

 

 

 

 

 

 

 

Time value of money concepts can be used by

 

 

 

Multiple Choice

 

 

 

CFOs and CEOs to make business decisions.

 

 

 

individuals doing personal financial planning.

 

 

 

All of these choices are correct.

 

 

 

investors calculating a return on an investment.

 

 

 

 

 

 

 

 

 

 

 

Which of the following statements is correct?

 

 

 

Multiple Choice

 

 

 

$100 to be received in the future is worth more than that today since it could be invested and earn interest.

 

 

 

$100 to be received in the future is worth less than that today since it could be invested and earn interest.

 

 

 

Discounting is finding the future value of an original investment.

 

 

 

The Rule of 72 calculates the compounded return on investments.

 

 

 

 

 

 

 

 

 

 

 

What is the future value of $2,000 deposited for one year earning 6 percent interest rate annually?

 

 

 

Multiple Choice

 

 

 

$120

 

 

 

$4,120

 

 

 

$2,120

 

 

 

$2.000

 

 

 

 

 

 

 

 

 

 

 

How much would be in your savings account in 10 years after depositing $50 today if the bank pays 7 percent interest per year?

 

 

 

Multiple Choice

 

 

 

$35.00

 

 

 

$535.00

 

 

 

$690.82

 

 

 

$98.36

 

 

 

 

 

 

 

 

 

 

 

Which of the following statements is incorrect with respect to time lines?

 

 

 

Multiple Choice

 

 

 

Cash flows we receive are called inflows and denoted with a positive number.

 

 

 

A helpful tool for organizing our analysis is the time line.

 

 

 

Interest rates are not included on our time lines.

 

 

 

Cash flows we pay out are called outflows and designated with a negative number.

 

 

 

 

 

 

 

 

 

 

 

What is the future value of $700 deposited for one year earning 4 percent interest rate annually?

 

 

 

Multiple Choice

 

 

 

$1,428

 

 

 

$728

 

 

 

$28

 

 

 

$700

 

 

 

 

 

 

 

 

 

 

 

Approximately what interest rate is needed to double an investment over six years?

 

 

 

Multiple Choice

 

 

 

6 percent

 

 

 

100 percent

 

 

 

12 percent

 

 

 

17 percent

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $750 payment made in three years when the discount rate is 5 percent?

 

 

 

Multiple Choice

 

 

 

$647.88

 

 

 

$712.50

 

 

 

$868.22

 

 

 

$646.96

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

How are present values affected by changes in interest rates?

 

 

 

Multiple Choice

 

 

 

One would need to know the future value in order to determine the impact.

 

 

 

The higher the interest rate, the larger the present value will be.

 

 

 

The lower the interest rate, the larger the present value will be.

 

 

 

Present values are not affected by changes in interest rates.

 

 

 

 

 

 

 

 

 

 

 

Approximately how many years does it take to double a $300 investment when interest rates are 8 percent per year?

 

 

 

Multiple Choice

 

 

 

11 years

 

 

 

0.11 years

 

 

 

4.17 years

 

 

 

9 years

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Approximately what rate is needed to double an investment over five years?

 

 

 

Multiple Choice

 

 

 

14.4 percent

 

 

 

12.2 percent

 

 

 

8 percent

 

 

 

15.8 percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The process of figuring out how much an amount that you expect to receive in the future is worth today is called

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Approximately what interest rate is needed to double an investment over eight years?

 

 

 

Multiple Choice

 

 

 

12 percent

 

 

 

100 percent

 

 

 

8 percent

 

 

 

9 percent

 

 

 

 

 

 

 

 

 

 

 

You double your money in five years. The reason your return is not 20 percent per year is because:

 

 

 

Multiple Choice

 

 

 

it is probably a “fad” investment.

 

 

 

it does not reflect the effect of the Rule of 72.

 

 

 

it does not reflect the effect of discounting.

 

 

 

it does not reflect the effect of compounding.

 

 

 

 

 

 

 

 

 

 

 

Determine the interest rate earned on a $1,500 deposit when $1,680 is paid back in one year.

 

 

 

Multiple Choice

 

 

 

12.00 percent

 

 

 

1.12 percent

 

 

 

89.00 percent

 

 

 

0.89 percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

When calculating the number of years needed to grow an investment to a specific amount of money

 

 

 

Multiple Choice

 

 

 

the lower the interest rate, the shorter the time period needed to achieve the growth.

 

 

 

the interest rate has nothing to do with the length of the time period needed to achieve the growth.

 

 

 

the higher the interest rate, the shorter the time period needed to achieve the growth.

 

 

 

the Rule of 72 is the only way to calculate the time period needed to achieve the growth.

 

 

 

 

 

 

 

 

 

 

 

Level sets of frequent, consistent cash flows are called

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

When saving for future expenditures, we can add the ________ of contributions over time to see what the total will be worth at some point in time.

 

 

 

Multiple Choice

 

 

 

present value

 

 

 

future value

 

 

 

payment

 

 

 

time value to money

 

 

 

 

 

 

 

 

 

 

 

In order to discount multiple cash flows to the present, one would use

 

 

 

Multiple Choice

 

 

 

the appropriate compound rate.

 

 

 

the appropriate tax rate.

 

 

 

the appropriate simple rate.

 

 

 

the appropriate discount rate.

 

 

 

 

 

 

 

 

 

 

 

What is the future value of a $500 annuity payment over eight years if interest rates are 14 percent?

 

 

 

Multiple Choice

 

 

 

$6,809.72

 

 

 

$6,616.38

 

 

 

$6,750.14

 

 

 

$6,241.09

 

 

 

 

 

 

 

 

 

 

 

What is the future value of an $800 annuity payment over 15 years if the interest rates are 6 percent?

 

 

 

Multiple Choice

 

 

 

$12,720.00

 

 

 

$7,002.99

 

 

 

$18,620.78

 

 

 

$1,917.25

 

 

 

 

 

 

 

 

 

 

 

What is the present value, when interest rates are 6.5 percent, of a $100 payment made every year forever?

 

 

 

Multiple Choice

 

 

 

$1,538.46

 

 

 

$650.00

 

 

 

$6.50

 

 

 

$1,000.00

 

 

 

 

 

 

 

 

 

 

 

Your credit rating and current economic conditions will determine

 

 

 

Multiple Choice

 

 

 

whether you get simple or compound interest.

 

 

 

the interest rate that a lender will offer.

 

 

 

how long discounting will affect you.

 

 

 

how long compounding will affect you.

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $300 annuity payment over 5 years if interest rates are 8 percent?

 

 

 

Multiple Choice

 

 

 

$440.80

 

 

 

$1,938.96

 

 

 

$204.17

 

 

 

$1,197.81

 

 

 

 

 

 

 

 

 

 

 

If the present value of an ordinary, 4-year annuity is $1,000 and interest rates are 6 percent, what is the present value of the same annuity due?

 

 

 

Multiple Choice

 

 

 

$1,000.00

 

 

 

$1,060.00

 

 

 

$943.40

 

 

 

$1,040.00

 

 

 

 

 

 

 

 

 

 

 

If the present value of an ordinary, 10-year annuity is $25,000 and interest rates are 7 percent, what is the present value of the same annuity due?

 

 

 

Multiple Choice

 

 

 

$24,997.51

 

 

 

$23,644.49

 

 

 

$26,750.00

 

 

 

$25,000.00

 

 

 

 

 

 

 

 

 

 

 

Compounding monthly versus annually causes the interest rate to be effectively higher, and thus the future value

 

 

 

Multiple Choice

 

 

 

is affected only if the calculation involves an annuity due.

 

 

 

 

 

 

 

 

 

is independent of the monthly compounding.

 

 

 

 

 

 

 

 

 

 

 

Loan amortization schedules show

 

 

 

Multiple Choice

 

 

 

both the principal balance and interest paid per period.

 

 

 

the interest paid per period only.

 

 

 

the present value of the payments due.

 

 

 

the principal balance paid per period only.

 

 

 

 

 

 

 

 

 

 

 

The simple form of an annualized interest rate is called the annual percentage rate (APR). The effective annual rate (EAR) is a

 

 

 

Multiple Choice

 

 

 

less accurate measure of the interest rate paid for monthly compounding.

 

 

 

concept that is only used because the law requires it, and is of no use to a borrower.

 

 

 

more accurate measure of the interest rate paid for monthly compounding.

 

 

 

measure that only applies to mortgages.

FIN 370T Assignment Week 2 Practice Time Value of Money Quiz(All Possible Questions/Answers) New

FIN 370T Assignment Week 2 Practice Time Value of Money Quiz(All Possible Questions/Answers) New

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FIN 370T Assignment Week 2 Practice Time Value of Money Quiz(All Possible Questions/Answers) New

FIN 370T ASSIGNMENT Week 2 Practice Time Value of Money Quiz

Complete the Week 2 “Practice: Time Value of Money Quiz” in Connect®.

Note: You have unlimited attempts available to complete practice Assignment s. The highest scored attempt will be recorded.

These Assignment s have earlier due dates, so plan accordingly.

Grades must be transferred manually to eCampus by your instructor. Don’t worry, this might happen after your due date.

 

 

 

 

 

 

 

You are offered a choice between $770 today and $815 one year from today. Assume that interest rates are 4 percent. Which do you prefer?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

$770 today at 3 percent interest rates

 

 

 

 

 

 

 

$815 one year from today

 

 

 

 

 

 

 

They are equivalent to each other.

 

 

 

 

 

 

 

$770 today

 

 

 

 

 

 

 

 

 

 

 

If an average home in your town currently costs $250,000, and house prices are expected to grow at an average rate of 3 percent per year, what will a house cost in eight years?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$255,033.41

 

 

 

 

 

 

 

$316,692.52

 

 

 

 

 

 

 

$314,928.01

 

 

 

 

 

 

 

$255,043.97

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following statements is incorrect with respect to time lines?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

Cash flows we pay out are called outflows and designated with a negative number.

 

 

 

 

 

 

 

Cash flows we receive are called inflows and denoted with a positive number.

 

 

 

 

 

 

 

A helpful tool for organizing our analysis is the time line.

 

 

 

 

 

 

 

Interest rates are not included on our time lines.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

People borrow money because they expect

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

interest rates to rise.

 

 

 

 

 

 

 

the time value of money to apply only if they are saving money.

 

 

 

 

 

 

 

their purchases to give them the satisfaction in the future that compensates them for the interest payments charged on the loan.

 

 

 

 

 

 

 

that consumers don’t need to calculate the impact of interest on their purchases.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

When your investment compounds, your money will grow in a(n) __________ fashion.

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

exponential

 

 

 

 

 

 

 

static

 

 

 

 

 

 

 

linear

 

 

 

 

 

 

 

implied

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What is the future value of $1,000 deposited for one year earning 5 percent interest rate annually?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$1,050

 

 

 

 

 

 

 

$2,050

 

 

 

 

 

 

 

$1,000

 

 

 

 

 

 

 

$1,005

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If an average home in your town currently costs $350,000, and house prices are expected to grow at an average rate of 3 percent per year, what will an average house cost in “5” years?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$507,500.00

 

 

 

 

 

 

 

$405,745.93

 

 

 

 

 

 

 

$405,168.75

 

 

 

 

 

 

 

$402,500.00

 

 

 

 

 

 

 

 

 

 

 

A deposit of $500 earns 5 percent the first year, 6 percent the second year, and 7 percent the third year. What would be the third year future value?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$615.62

 

 

 

 

 

 

 

$595.46

 

 

 

 

 

 

 

$671.02

 

 

 

 

 

 

 

$634.91

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If an average home in your town currently costs $300,000, and house prices are expected to grow at an average rate of 5 percent per year, what will an average house cost in 10 years?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$483,153.01

 

 

 

 

 

 

 

$507,593.74

 

 

 

 

 

 

 

$488,688.39

 

 

 

 

 

 

 

$450,000.00

 

 

 

 

 

 

 

 

 

 

 

We call the process of earning interest on both the original deposit and on the earlier interest payments

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

How much would be in your savings account in 7 years after depositing $100 today if the bank pays 5 percent interest per year?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$140.71

 

 

 

 

 

 

 

$814.20

 

 

 

 

 

 

 

$735.00

 

 

 

 

 

 

 

$135.00

 

 

 

 

 

 

 

 

 

 

 

What is the future value of $2,500 deposited for one year earning a 14 percent interest rate annually?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$2,550

 

 

 

 

 

 

 

$3,150

 

 

 

 

 

 

 

$2,950

 

 

 

 

 

 

 

$2,850

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What is the future value of $600 deposited for four years earning an 11 percent interest rate annually?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$803.61

 

 

 

 

 

 

 

$910.84

 

 

 

 

 

 

 

$792.90

 

 

 

 

 

 

 

$899.23

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $250 payment in one year when the discount rate is 6 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$250.00

 

 

 

 

 

 

 

$245.00

 

 

 

 

 

 

 

$235.85

 

 

 

 

 

 

 

$265.00

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $750 payment made in three years when the discount rate is 5 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$868.22

 

 

 

 

 

 

 

$647.88

 

 

 

 

 

 

 

$712.50

 

 

 

 

 

 

 

$646.96

 

 

 

 

 

 

 

 

 

 

 

Approximately how many years does it take to double a $600 investment when interest rates are 6 percent per year?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

12 years

 

 

 

 

 

 

 

8 years

 

 

 

 

 

 

 

0.08 year

 

 

 

 

 

 

 

8.33 years

 

 

 

 

 

 

 

 

 

 

 

Approximately what rate is needed to double an investment over five years?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

8 percent

 

 

 

 

 

 

 

14.4 percent

 

 

 

 

 

 

 

15.8 percent

 

 

 

 

 

 

 

12.2 percent

 

 

 

 

 

 

 

 

 

 

 

Which of the following statements is correct?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

Discounting is finding the future value of an original investment.

 

 

 

 

 

 

 

$100 to be received in the future is worth more than that today since it could be invested and earn interest.

 

 

 

 

 

 

 

The Rule of 72 calculates the compounded return on investments.

 

 

 

 

 

 

 

$100 to be received in the future is worth less than that today since it could be invested and earn interest.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Approximately what interest rate is needed to double an investment over four years?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

4 percent

 

 

 

 

 

 

 

100 percent

 

 

 

 

 

 

 

25 percent

 

 

 

 

 

 

 

18 percent

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $600 payment in one year when the discount rate is 8 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$555.56

 

 

 

 

 

 

 

$575.09

 

 

 

 

 

 

 

$525.87

 

 

 

 

 

 

 

$498.61

 

 

 

 

 

 

 

 

 

 

 

A dollar paid (or received) in the future is

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

not comparable to a dollar paid (or received) today.

 

 

 

 

 

 

 

worth as much as a dollar paid (or received) today.

 

 

 

 

 

 

 

worth more than a dollar paid (or received) today.

 

 

 

 

 

 

 

not worth as much as a dollar paid (or received) today.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $500 payment in one year when the discount rate is 5 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$475.00

 

 

 

 

 

 

 

$476.19

 

 

 

 

 

 

 

$525.00

 

 

 

 

 

 

 

$500.00

 

 

 

 

 

 

 

 

 

 

 

Approximately what interest rate is needed to double an investment over eight years?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

8 percent

 

 

 

 

 

 

 

100 percent

 

 

 

 

 

 

 

9 percent

 

 

 

 

 

 

 

12 percent

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $200 payment made in three years when the discount rate is 8 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$158.77

 

 

 

 

 

 

 

$515.42

 

 

 

 

 

 

 

$251.94

 

 

 

 

 

 

 

$150.00

 

 

 

 

 

 

 

 

 

 

 

When calculating the number of years needed to grow an investment to a specific amount of money

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

the interest rate has nothing to do with the length of the time period needed to achieve the growth.

 

 

 

 

 

 

 

the higher the interest rate, the shorter the time period needed to achieve the growth.

 

 

 

 

 

 

 

the lower the interest rate, the shorter the time period needed to achieve the growth.

 

 

 

 

 

 

 

the Rule of 72 is the only way to calculate the time period needed to achieve the growth.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Determine the interest rate earned on a $1,500 deposit when $1,680 is paid back in one year.

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

89.00 percent

 

 

 

 

 

 

 

12.00 percent

 

 

 

 

 

 

 

0.89 percent

 

 

 

 

 

 

 

1.12 percent

 

 

 

 

 

 

 

 

 

 

 

Determine the interest rate earned on a $200 deposit when $208 is paid back in one year.

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

2 percent

 

 

 

 

 

 

 

4 percent

 

 

 

 

 

 

 

104 percent

 

 

 

 

 

 

 

8 percent

 

 

 

 

 

 

 

 

 

 

 

Determine the interest rate earned on a $500 deposit when $650 is paid back in one year.

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

0.77 percent

 

 

 

 

 

 

 

30.0 percent

 

 

 

 

 

 

 

77.0 percent

 

 

 

 

 

 

 

1.30 percent

 

 

 

 

 

 

 

 

 

 

 

Which of the following will increase the future value of an annuity?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

The number of periods increases.

 

 

 

 

 

 

 

The amount of the annuity increases.

 

 

 

 

 

 

 

The interest rate increases.

 

 

 

 

 

 

 

All of these choices are correct.

 

 

 

 

 

 

 

 

 

 

 

Level sets of frequent, consistent cash flows are called

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The length of time of the annuity is very important in accumulating wealth within an annuity. What other factor also has this effect?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

the future value

 

 

 

 

 

 

 

interest rate for compounding

 

 

 

 

 

 

 

the time line

 

 

 

 

 

 

 

the present value

 

 

 

 

 

 

 

 

 

 

 

When moving from the left to the right of a time line, we are using

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

compound interest to calculate future values.

 

 

 

 

 

 

 

discounted cash flows to calculate present values.

 

 

 

 

 

 

 

simple interest to calculate future values.

 

 

 

 

 

 

 

only payments to calculate future values.

 

 

 

 

 

 

 

 

 

 

 

In order to discount multiple cash flows to the present, one would use

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

the appropriate simple rate.

 

 

 

 

 

 

 

the appropriate discount rate.

 

 

 

 

 

 

 

the appropriate compound rate.

 

 

 

 

 

 

 

the appropriate tax rate.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What is the future value of a $500 annuity payment over eight years if interest rates are 14 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$6,750.14

 

 

 

 

 

 

 

$6,241.09

 

 

 

 

 

 

 

$6,809.72

 

 

 

 

 

 

 

$6,616.38

 

 

 

 

 

 

 

 

 

 

 

What is the future value of an $800 annuity payment over 15 years if the interest rates are 6 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$1,917.25

 

 

 

 

 

 

 

$7,002.99

 

 

 

 

 

 

 

$18,620.78

 

 

 

 

 

 

 

$12,720.00

 

 

 

 

 

 

 

 

 

 

 

When saving for future expenditures, we can add the ________ of contributions over time to see what the total will be worth at some point in time.

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

future value

 

 

 

 

 

 

 

present value

 

 

 

 

 

 

 

payment

 

 

 

 

 

 

 

time value to money

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If the future value of an ordinary, 7-year annuity is $10,000 and interest rates are 4 percent, what is the future value of the same annuity due?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$9,615.38

 

 

 

 

 

 

 

$10,700.00

 

 

 

 

 

 

 

$10,000.00

 

 

 

 

 

 

 

$10,400.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If the present value of an ordinary, 4-year annuity is $1,000 and interest rates are 6 percent, what is the present value of the same annuity due?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$943.40

 

 

 

 

 

 

 

$1,040.00

 

 

 

 

 

 

 

$1,000.00

 

 

 

 

 

 

 

$1,060.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Your credit rating and current economic conditions will determine

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

whether you get simple or compound interest.

 

 

 

 

 

 

 

the interest rate that a lender will offer.

 

 

 

 

 

 

 

how long discounting will affect you.

 

 

 

 

 

 

 

how long compounding will affect you.

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $300 annuity payment over 5 years if interest rates are 8 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$1,938.96

 

 

 

 

 

 

 

$440.80

 

 

 

 

 

 

 

$1,197.81

 

 

 

 

 

 

 

$204.17

 

 

 

 

 

 

 

 

 

 

 

If the future value of an ordinary, 11-year annuity is $5,575 and interest rates are 5.5 percent, what is the future value of the same annuity due?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$5,769.06

 

 

 

 

 

 

 

$5,881.63

 

 

 

 

 

 

 

$5,619.52

 

 

 

 

 

 

 

$5,947.88

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $1,100 payment made every year forever when interest rates are 4.5 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$11,100

 

 

 

 

 

 

 

$21,089.37

 

 

 

 

 

 

 

$22,963.14

 

 

 

 

 

 

 

$24,444.44

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $600 annuity payment over 4 years if interest rates are 6 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$757.49

 

 

 

 

 

 

 

$3,145.28

 

 

 

 

 

 

 

$475.26

 

 

 

 

 

 

 

$2,079.06

 

 

 

 

 

 

 

 

 

 

 

What is the present value, when interest rates are 10 percent, of a $75 payment made every year forever?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$750.00

 

 

 

 

 

 

 

$1,000.00

 

 

 

 

 

 

 

$6.75

 

 

 

 

 

 

 

$675.00

 

 

 

 

 

 

 

 

 

 

 

If the future value of an ordinary, 4-year annuity is $1,000 and interest rates are 6 percent, what is the future value of the same annuity due?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$943.40

 

 

 

 

 

 

 

$1,060.00

 

 

 

 

 

 

 

$1,040.00

 

 

 

 

 

 

 

$1,000.00

 

 

 

 

 

 

 

 

 

 

 

A loan is offered with monthly payments and a 14.5 percent APR. What is the loan’s effective annual rate (EAR)?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

15.50 percent

 

 

 

 

 

 

 

15.63 percent

 

 

 

 

 

 

 

15.13 percent

 

 

 

 

 

 

 

14.97 percent

 

 

 

 

 

 

 

 

 

 

 

When you get your credit card bill, if you make a payment larger than the minimum payment

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

you will not affect the payoff time.

 

 

 

 

 

 

 

you are wasting your current consumption and making TVM not work for you.

 

 

 

 

 

 

 

you will increase the payoff time.

 

 

 

 

 

 

 

you will reduce the payoff time.

 

 

 

 

 

 

 

 

 

 

 

The simple form of an annualized interest rate is called the annual percentage rate (APR). The effective annual rate (EAR) is a

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

less accurate measure of the interest rate paid for monthly compounding.

 

 

 

 

 

 

 

measure that only applies to mortgages.

 

 

 

 

 

 

 

more accurate measure of the interest rate paid for monthly compounding.

 

 

 

 

 

 

 

concept that is only used because the law requires it, and is of no use to a borrower.

 

 

 

 

 

 

 

 

 

 

 

Compounding monthly versus annually causes the interest rate to be effectively higher, and thus the future value

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

is independent of the monthly compounding.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

is affected only if the calculation involves an annuity due.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A loan is offered with monthly payments and a 10 percent APR. What is the loan’s effective annual rate (EAR)?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

12.67 percent

 

 

 

 

 

 

 

10.00 percent

 

 

 

 

 

 

 

11.20 percent

 

 

 

 

 

 

 

10.47 percent

FIN 370T Assignment Week 2 Apply Exercise(All Possible Questions/Answers) New

FIN 370T Assignment Week 2 Apply Exercise(All Possible Questions/Answers) New

Check this A+ tutorial guideline at

https://www.assignmentcloud.com/fin-370t/fin-370t-assignment-week-2-apply-exercise-all-possible-questions-answers-new

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FIN 370T Assignment Week 2 Apply Exercise(All Possible Questions/Answers) New

FIN 370T ASSIGNMENT Week 2 Apply: Week 2 Exercise

 

Review the Week 2 “Knowledge Check” in Connect® in preparation for this Assignment .

 

 

 

Complete the Week 2 “Exercise” in Connect®.

 

 

 

Note: You have only one attempt available to complete this Assignment . Grades must be transferred manually to eCampus by your instructor. Don’t worry, this might happen after your due date.

 

 

 

 

 

 

 

You are offered a choice between $770 today and $815 one year from today. Assume that interest rates are 4 percent. Which do you prefer?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

$770 today at 3 percent interest rates

 

 

 

 

 

 

 

$815 one year from today

 

 

 

 

 

 

 

They are equivalent to each other.

 

 

 

 

 

 

 

$770 today

 

 

 

 

 

 

 

 

 

 

 

If an average home in your town currently costs $250,000, and house prices are expected to grow at an average rate of 3 percent per year, what will a house cost in eight years?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$255,033.41

 

 

 

 

 

 

 

$316,692.52

 

 

 

 

 

 

 

$314,928.01

 

 

 

 

 

 

 

$255,043.97

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following statements is incorrect with respect to time lines?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

Cash flows we pay out are called outflows and designated with a negative number.

 

 

 

 

 

 

 

Cash flows we receive are called inflows and denoted with a positive number.

 

 

 

 

 

 

 

A helpful tool for organizing our analysis is the time line.

 

 

 

 

 

 

 

Interest rates are not included on our time lines.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

People borrow money because they expect

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

interest rates to rise.

 

 

 

 

 

 

 

the time value of money to apply only if they are saving money.

 

 

 

 

 

 

 

their purchases to give them the satisfaction in the future that compensates them for the interest payments charged on the loan.

 

 

 

 

 

 

 

that consumers don’t need to calculate the impact of interest on their purchases.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

When your investment compounds, your money will grow in a(n) __________ fashion.

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

exponential

 

 

 

 

 

 

 

static

 

 

 

 

 

 

 

linear

 

 

 

 

 

 

 

implied

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What is the future value of $1,000 deposited for one year earning 5 percent interest rate annually?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$1,050

 

 

 

 

 

 

 

$2,050

 

 

 

 

 

 

 

$1,000

 

 

 

 

 

 

 

$1,005

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If an average home in your town currently costs $350,000, and house prices are expected to grow at an average rate of 3 percent per year, what will an average house cost in “5” years?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$507,500.00

 

 

 

 

 

 

 

$405,745.93

 

 

 

 

 

 

 

$405,168.75

 

 

 

 

 

 

 

$402,500.00

 

 

 

 

 

 

 

 

 

 

 

A deposit of $500 earns 5 percent the first year, 6 percent the second year, and 7 percent the third year. What would be the third year future value?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$615.62

 

 

 

 

 

 

 

$595.46

 

 

 

 

 

 

 

$671.02

 

 

 

 

 

 

 

$634.91

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If an average home in your town currently costs $300,000, and house prices are expected to grow at an average rate of 5 percent per year, what will an average house cost in 10 years?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$483,153.01

 

 

 

 

 

 

 

$507,593.74

 

 

 

 

 

 

 

$488,688.39

 

 

 

 

 

 

 

$450,000.00

 

 

 

 

 

 

 

 

 

 

 

We call the process of earning interest on both the original deposit and on the earlier interest payments

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

How much would be in your savings account in 7 years after depositing $100 today if the bank pays 5 percent interest per year?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$140.71

 

 

 

 

 

 

 

$814.20

 

 

 

 

 

 

 

$735.00

 

 

 

 

 

 

 

$135.00

 

 

 

 

 

 

 

 

 

 

 

What is the future value of $2,500 deposited for one year earning a 14 percent interest rate annually?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$2,550

 

 

 

 

 

 

 

$3,150

 

 

 

 

 

 

 

$2,950

 

 

 

 

 

 

 

$2,850

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What is the future value of $600 deposited for four years earning an 11 percent interest rate annually?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$803.61

 

 

 

 

 

 

 

$910.84

 

 

 

 

 

 

 

$792.90

 

 

 

 

 

 

 

$899.23

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $250 payment in one year when the discount rate is 6 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$250.00

 

 

 

 

 

 

 

$245.00

 

 

 

 

 

 

 

$235.85

 

 

 

 

 

 

 

$265.00

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $750 payment made in three years when the discount rate is 5 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$868.22

 

 

 

 

 

 

 

$647.88

 

 

 

 

 

 

 

$712.50

 

 

 

 

 

 

 

$646.96

 

 

 

 

 

 

 

 

 

 

 

Approximately how many years does it take to double a $600 investment when interest rates are 6 percent per year?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

12 years

 

 

 

 

 

 

 

8 years

 

 

 

 

 

 

 

0.08 year

 

 

 

 

 

 

 

8.33 years

 

 

 

 

 

 

 

 

 

 

 

Approximately what rate is needed to double an investment over five years?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

8 percent

 

 

 

 

 

 

 

14.4 percent

 

 

 

 

 

 

 

15.8 percent

 

 

 

 

 

 

 

12.2 percent

 

 

 

 

 

 

 

 

 

 

 

Which of the following statements is correct?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

Discounting is finding the future value of an original investment.

 

 

 

 

 

 

 

$100 to be received in the future is worth more than that today since it could be invested and earn interest.

 

 

 

 

 

 

 

The Rule of 72 calculates the compounded return on investments.

 

 

 

 

 

 

 

$100 to be received in the future is worth less than that today since it could be invested and earn interest.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Approximately what interest rate is needed to double an investment over four years?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

4 percent

 

 

 

 

 

 

 

100 percent

 

 

 

 

 

 

 

25 percent

 

 

 

 

 

 

 

18 percent

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $600 payment in one year when the discount rate is 8 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$555.56

 

 

 

 

 

 

 

$575.09

 

 

 

 

 

 

 

$525.87

 

 

 

 

 

 

 

$498.61

 

 

 

 

 

 

 

 

 

 

 

A dollar paid (or received) in the future is

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

not comparable to a dollar paid (or received) today.

 

 

 

 

 

 

 

worth as much as a dollar paid (or received) today.

 

 

 

 

 

 

 

worth more than a dollar paid (or received) today.

 

 

 

 

 

 

 

not worth as much as a dollar paid (or received) today.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $500 payment in one year when the discount rate is 5 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$475.00

 

 

 

 

 

 

 

$476.19

 

 

 

 

 

 

 

$525.00

 

 

 

 

 

 

 

$500.00

 

 

 

 

 

 

 

 

 

 

 

Approximately what interest rate is needed to double an investment over eight years?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

8 percent

 

 

 

 

 

 

 

100 percent

 

 

 

 

 

 

 

9 percent

 

 

 

 

 

 

 

12 percent

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $200 payment made in three years when the discount rate is 8 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$158.77

 

 

 

 

 

 

 

$515.42

 

 

 

 

 

 

 

$251.94

 

 

 

 

 

 

 

$150.00

 

 

 

 

 

 

 

 

 

 

 

When calculating the number of years needed to grow an investment to a specific amount of money

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

the interest rate has nothing to do with the length of the time period needed to achieve the growth.

 

 

 

 

 

 

 

the higher the interest rate, the shorter the time period needed to achieve the growth.

 

 

 

 

 

 

 

the lower the interest rate, the shorter the time period needed to achieve the growth.

 

 

 

 

 

 

 

the Rule of 72 is the only way to calculate the time period needed to achieve the growth.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Determine the interest rate earned on a $1,500 deposit when $1,680 is paid back in one year.

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

89.00 percent

 

 

 

 

 

 

 

12.00 percent

 

 

 

 

 

 

 

0.89 percent

 

 

 

 

 

 

 

1.12 percent

 

 

 

 

 

 

 

 

 

 

 

Determine the interest rate earned on a $200 deposit when $208 is paid back in one year.

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

2 percent

 

 

 

 

 

 

 

4 percent

 

 

 

 

 

 

 

104 percent

 

 

 

 

 

 

 

8 percent

 

 

 

 

 

 

 

 

 

 

 

Determine the interest rate earned on a $500 deposit when $650 is paid back in one year.

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

0.77 percent

 

 

 

 

 

 

 

30.0 percent

 

 

 

 

 

 

 

77.0 percent

 

 

 

 

 

 

 

1.30 percent

 

 

 

 

 

 

 

 

 

 

 

Which of the following will increase the future value of an annuity?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

The number of periods increases.

 

 

 

 

 

 

 

The amount of the annuity increases.

 

 

 

 

 

 

 

The interest rate increases.

 

 

 

 

 

 

 

All of these choices are correct.

 

 

 

 

 

 

 

 

 

 

 

Level sets of frequent, consistent cash flows are called

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The length of time of the annuity is very important in accumulating wealth within an annuity. What other factor also has this effect?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

the future value

 

 

 

 

 

 

 

interest rate for compounding

 

 

 

 

 

 

 

the time line

 

 

 

 

 

 

 

the present value

 

 

 

 

 

 

 

 

 

 

 

When moving from the left to the right of a time line, we are using

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

compound interest to calculate future values.

 

 

 

 

 

 

 

discounted cash flows to calculate present values.

 

 

 

 

 

 

 

simple interest to calculate future values.

 

 

 

 

 

 

 

only payments to calculate future values.

 

 

 

 

 

 

 

 

 

 

 

In order to discount multiple cash flows to the present, one would use

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

the appropriate simple rate.

 

 

 

 

 

 

 

the appropriate discount rate.

 

 

 

 

 

 

 

the appropriate compound rate.

 

 

 

 

 

 

 

the appropriate tax rate.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What is the future value of a $500 annuity payment over eight years if interest rates are 14 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$6,750.14

 

 

 

 

 

 

 

$6,241.09

 

 

 

 

 

 

 

$6,809.72

 

 

 

 

 

 

 

$6,616.38

 

 

 

 

 

 

 

 

 

 

 

What is the future value of an $800 annuity payment over 15 years if the interest rates are 6 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$1,917.25

 

 

 

 

 

 

 

$7,002.99

 

 

 

 

 

 

 

$18,620.78

 

 

 

 

 

 

 

$12,720.00

 

 

 

 

 

 

 

 

 

 

 

When saving for future expenditures, we can add the ________ of contributions over time to see what the total will be worth at some point in time.

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

future value

 

 

 

 

 

 

 

present value

 

 

 

 

 

 

 

payment

 

 

 

 

 

 

 

time value to money

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If the future value of an ordinary, 7-year annuity is $10,000 and interest rates are 4 percent, what is the future value of the same annuity due?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$9,615.38

 

 

 

 

 

 

 

$10,700.00

 

 

 

 

 

 

 

$10,000.00

 

 

 

 

 

 

 

$10,400.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If the present value of an ordinary, 4-year annuity is $1,000 and interest rates are 6 percent, what is the present value of the same annuity due?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$943.40

 

 

 

 

 

 

 

$1,040.00

 

 

 

 

 

 

 

$1,000.00

 

 

 

 

 

 

 

$1,060.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Your credit rating and current economic conditions will determine

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

whether you get simple or compound interest.

 

 

 

 

 

 

 

the interest rate that a lender will offer.

 

 

 

 

 

 

 

how long discounting will affect you.

 

 

 

 

 

 

 

how long compounding will affect you.

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $300 annuity payment over 5 years if interest rates are 8 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$1,938.96

 

 

 

 

 

 

 

$440.80

 

 

 

 

 

 

 

$1,197.81

 

 

 

 

 

 

 

$204.17

 

 

 

 

 

 

 

 

 

 

 

If the future value of an ordinary, 11-year annuity is $5,575 and interest rates are 5.5 percent, what is the future value of the same annuity due?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$5,769.06

 

 

 

 

 

 

 

$5,881.63

 

 

 

 

 

 

 

$5,619.52

 

 

 

 

 

 

 

$5,947.88

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $1,100 payment made every year forever when interest rates are 4.5 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$11,100

 

 

 

 

 

 

 

$21,089.37

 

 

 

 

 

 

 

$22,963.14

 

 

 

 

 

 

 

$24,444.44

 

 

 

 

 

 

 

 

 

 

 

What is the present value of a $600 annuity payment over 4 years if interest rates are 6 percent?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$757.49

 

 

 

 

 

 

 

$3,145.28

 

 

 

 

 

 

 

$475.26

 

 

 

 

 

 

 

$2,079.06

 

 

 

 

 

 

 

 

 

 

 

What is the present value, when interest rates are 10 percent, of a $75 payment made every year forever?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$750.00

 

 

 

 

 

 

 

$1,000.00

 

 

 

 

 

 

 

$6.75

 

 

 

 

 

 

 

$675.00

 

 

 

 

 

 

 

 

 

 

 

If the future value of an ordinary, 4-year annuity is $1,000 and interest rates are 6 percent, what is the future value of the same annuity due?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

$943.40

 

 

 

 

 

 

 

$1,060.00

 

 

 

 

 

 

 

$1,040.00

 

 

 

 

 

 

 

$1,000.00

 

 

 

 

 

 

 

 

 

 

 

A loan is offered with monthly payments and a 14.5 percent APR. What is the loan’s effective annual rate (EAR)?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

15.50 percent

 

 

 

 

 

 

 

15.63 percent

 

 

 

 

 

 

 

15.13 percent

 

 

 

 

 

 

 

14.97 percent

 

 

 

 

 

 

 

 

 

 

 

When you get your credit card bill, if you make a payment larger than the minimum payment

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

you will not affect the payoff time.

 

 

 

 

 

 

 

you are wasting your current consumption and making TVM not work for you.

 

 

 

 

 

 

 

you will increase the payoff time.

 

 

 

 

 

 

 

you will reduce the payoff time.

 

 

 

 

 

 

 

 

 

 

 

The simple form of an annualized interest rate is called the annual percentage rate (APR). The effective annual rate (EAR) is a

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

less accurate measure of the interest rate paid for monthly compounding.

 

 

 

 

 

 

 

measure that only applies to mortgages.

 

 

 

 

 

 

 

more accurate measure of the interest rate paid for monthly compounding.

 

 

 

 

 

 

 

concept that is only used because the law requires it, and is of no use to a borrower.

 

 

 

 

 

 

 

 

 

 

 

Compounding monthly versus annually causes the interest rate to be effectively higher, and thus the future value

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

is independent of the monthly compounding.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

is affected only if the calculation involves an annuity due.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A loan is offered with monthly payments and a 10 percent APR. What is the loan’s effective annual rate (EAR)?

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

 

 

12.67 percent

 

 

 

 

 

 

 

10.00 percent

 

 

 

 

 

 

 

11.20 percent

 

 

 

 

 

 

 

10.47 percent

FIN 370T Assignment Week 3 Apply: Bond Valuation and Stock Valuation Homework(All Possible Questions/Answers) New

FIN 370T Assignment Week 3 Apply: Bond Valuation and Stock Valuation Homework(All Possible Questions/Answers) New

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FIN 370T Assignment Week 3 Apply: Bond Valuation and Stock Valuation Homework(All Possible Questions/Answers) New

FIN 370T ASSIGNMENT Week 3 Apply: Bond Valuation and Stock Valuation Homework

 

Review the Week 3 “Practice: Bond Valuation and Stock Valuation Quiz” in Connect®.

 

 

 

Complete the Week 3 “Apply: Bond Valuation and Stock Valuation Homework” in Connect®.

 

 

 

Note: You have only one attempt available to complete Assignment s. Grades must be transferred manually to eCampus by your instructor. Don’t worry, this might happen after your due date.

 

 

 

 

 

 

 

Determine the interest payment for the following three bonds: 4 percent coupon corporate bond (paid semi-annually), 4.75 percent coupon Treasury note, and a corporate zero coupon bond maturing in 15 years. (Assume a $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$20.00, $23.75, $150, respectively

 

 

 

$4.00, $4.75, $0, respectively

 

 

 

$40.00, $47.50, $0, respectively

 

 

 

$20.00, $23.75, $0, respectively

 

 

 

 

 

 

 

 

 

 

 

Determine the interest payment for the following three bonds: 5.5 percent coupon corporate bond (paid semi-annually), 6.45 percent coupon Treasury note, and a corporate zero coupon bond maturing in 10 years. (Assume a $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$27.50, $32.25, $100, respectively

 

 

 

$27.50, $32.25, $0, respectively

 

 

 

$5.50, $6.45, $0, respectively

 

 

 

$55.00, $64.50, $0, respectively

 

 

 

 

 

 

 

 

 

 

 

Consider the following three bond quotes; a Treasury note quoted at 102.30, and a corporate bond quoted at 99.45, and a municipal bond quoted at 102.45. If the Treasury and corporate bonds have a par value of $1,000 and the municipal bond has a par value of $5,000, what is the price of these three bonds in dollars?

 

 

 

Multiple Choice

 

 

 

$1,002.30, $994.50, $5,012.25 respectively

 

 

 

$1,023.00, $994.50, $5,122.50, respectively

 

 

 

$1,002.30, $1,000, $1,000, respectively

 

 

 

$1,000, $1,000, $5,000, respectively

 

 

 

 

 

 

 

 

 

 

 

Which of these statements is false?

 

 

 

Multiple Choice

 

 

 

The bond market is larger than the stock market.

 

 

 

Bonds are always less risky than stocks.

 

 

 

Bonds are more important capital sources than stocks for companies and governments.

 

 

 

Some bonds offer high potential for rewards and, consequently, higher risk.

 

 

 

 

 

 

 

 

 

 

 

Which of the following issues Treasury Inflation Protected Securities (TIPS)?

 

 

 

Multiple Choice

 

 

 

Corporations

 

 

 

Municipalities

 

 

 

Nonprofits

 

 

 

U.S. Treasury

 

 

 

 

 

 

 

 

 

 

 

A 2.95 percent TIPS has an original reference CPI of 180.2. If the current CPI is 205.1, what is the current interest payment and par value of the TIPS? (Assume semi-annual interest payments and $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$1,138.18, $29.50, respectively

 

 

 

$878.60, $16.79, respectively

 

 

 

$1,000.00, $29.50, respectively

 

 

 

$1,138.18, $16.79, respectively

 

 

 

 

 

 

 

 

 

 

 

A 2.5 percent TIPS has an original reference CPI of 170.4. If the current CPI is 205.7, what is the current interest payment and par value of the TIPS? (Assume semi-annual interest payments and $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$1,207.16, $15.09, respectively

 

 

 

$1,000, $7.16, respectively

 

 

 

$1,207.16, $7.16, respectively

 

 

 

$1,000, $15.09, respectively

 

 

 

 

 

 

 

 

 

 

 

A 3.25 percent TIPS has an original reference CPI of 194.1. If the current CPI is 210.3, what is the current interest payment? (Assume semi-annual interest payments and a par value of $1,000.)

 

 

 

Multiple Choice

 

 

 

$15.00

 

 

 

$31.54

 

 

 

$17.61

 

 

 

$16.25

 

 

 

 

 

 

 

 

 

 

 

A 3.75 percent TIPS has an original reference CPI of 183.9. If the current CPI is 214.7, what is the current interest payment? (Assume semi-annual interest payments and a par value of $1,000.)

 

 

 

Multiple Choice

 

 

 

$21.89

 

 

 

$43.78

 

 

 

$37.50

 

 

 

$18.75

 

 

 

 

 

 

 

 

 

 

 

A 3.75 percent TIPS has an original reference CPI of 175.8. If the current CPI is 207.7, what is the current interest payment and par value of the TIPS? (Assume semi-annual interest payments and $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$1,000, $37.50, respectively

 

 

 

$1,181.46, $37.50, respectively

 

 

 

$1,000, $18.75, respectively

 

 

 

$1,181.46, $22.15, respectively

 

 

 

 

 

 

 

 

 

 

 

Consider the following three bond quotes; a Treasury note quoted at 87.25, and a corporate bond quoted at 102.42, and a municipal bond quoted at 101.45. If the Treasury and corporate bonds have a par value of $1,000 and the municipal bond has a par value of $5,000, what is the price of these three bonds in dollars?

 

 

 

Multiple Choice

 

 

 

$1,000, $1,000, $1,000, respectively

 

 

 

$872.50, $1,024.20, $5,072.50, respectively

 

 

 

$1,000, $1,024.20, $1,001.45, respectively

 

 

 

$872.50, $1,000, $1,000, respectively

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following is a true statement?

 

 

 

Multiple Choice

 

 

 

If interest rates fall, all bonds will enjoy rising values.

 

 

 

If interest rates fall, corporate bonds will have decreasing values.

 

 

 

If interest rates fall, no bonds will enjoy rising values.

 

 

 

If interest rates fall, U.S. Treasury bonds will have decreasing values.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following bonds makes no interest payments?

 

 

 

Multiple Choice

 

 

 

Zero coupon bond

 

 

 

A bond whose coupon rates are greater than market interest rates

 

 

 

A bond whose coupon rate is equal to the market interest rates

 

 

 

A bond whose coupon rates are less than the market interest rates

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If Zeus Energy bonds are upgraded from BBB- to BBB+, which of the following statements is true?

 

 

 

Multiple Choice

 

 

 

Interest rates required on new bond issue will increase.

 

 

 

The current bond price will decrease.

 

 

 

The current bond price will increase and interest rates on new bonds issue will decrease.

 

 

 

The current bond price will decrease and interest rates on new bonds issue will increase.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Rank from lowest credit risk to highest credit risk the following bonds, with the same time to maturity, by their yield to maturity: Treasury bond with yield of 5.55 percent, IBM bond with yield of 7.95 percent, Trump Casino bond with a yield of 9.15 percent and Banc Ono bond with a yield of 6.12 percent.

 

 

 

Multiple Choice

 

 

 

Treasury, Trump Casino, Banc Ono, IBM

 

 

 

Treasury, Banc Ono, IBM, Trump Casino

 

 

 

Trump Casino, IBM, Banc Ono, Treasury

 

 

 

Trump Casino, Banc Ono, IBM, Treasury

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following is an electronic stock market without a physical trading floor?

 

 

 

Multiple Choice

 

 

 

Mercantile Exchange

 

 

 

Nasdaq Stock Market

 

 

 

American Stock Exchange

 

 

 

New York Stock Exchange

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Individuals who use their own stock inventory and capital to buy and sell the stocks they represent are called:

 

 

 

Multiple Choice

 

 

 

 

 

 

none of the options.

 

 

 

market makers.

 

 

 

 

 

 

 

 

 

 

Sally has researched GLE and wants to pay no more than $50 for the stock. Currently, GLE is trading in the market for $54. Sally would be best served to:

 

 

 

Multiple Choice

 

 

 

buy using a limit order.

 

 

 

buy using a market order.

 

 

 

use the bid-ask spread to her advantage.

 

 

 

None of the options.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of these investors earn returns from receiving dividends and from stock price appreciation?

 

 

 

Multiple Choice

 

 

 

Managers

 

 

 

Bondholders

 

 

 

Stockholders

 

 

 

Investment bankers

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

GEN has 10 million shares outstanding and a stock price of $89.25. What is GEN’s market capitalization?

 

 

 

Multiple Choice

 

 

 

$89,250,000

 

 

 

\

 

$89,250,000,000

 

 

 

$892,500

 

 

 

$892,500,000

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As residual claimants, which of these investors claim any cash flows to the firm that remain after the firm pays all other claims?

 

 

 

rev: 07_10_2017_QC_CS-93259

 

 

 

Multiple Choice

 

 

 

bondholders

 

 

 

common stockholders

 

 

 

creditors

 

 

 

preferred stockholders

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If on November 27, 2017, The Dow Jones Industrial Average closed at 12,958.44, which was up 215.04 that day. What was the return (in percent) of the stock market that day?

 

 

 

Multiple Choice

 

 

 

+1.69 percent

 

 

 

+0.017 percent

 

 

 

−1.69 percent

 

 

 

−0.017 percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Dividend yield is defined as:

 

 

 

Multiple Choice

 

 

 

the last dividend paid expressed as a percentage of the current stock price.

 

 

 

the last four quarters of dividend income expressed as a percentage of the par value of the stock.

 

 

 

the last four quarters of dividend income expressed as a percentage of the current stock price.

 

 

 

the next dividend to be paid expressed as a percentage of the current stock price.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Why is the ask price higher than the bid price?

 

 

 

Multiple Choice

 

 

 

It represents the gain a market maker achieves.

 

 

 

It represents the gain the stock seller achieves.

 

 

 

It represents the gain all participants will achieve.

 

 

 

It represents the gain the stock buy achieves.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

JUJU’s dividend next year is expected to be $1.50. It is trading at $45 and is expected to grow at 9 percent per year. What is JUJU’s dividend yield and capital gain?

 

 

 

Multiple Choice

 

 

 

9 percent; 3.33 percent

 

 

 

3.33 percent; 9 percent

 

 

 

6 percent; 1.5 percent

 

 

 

1.5 percent; 6 percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If Target Corp. (TGT) recently earned a profit of $6.07 earnings per share and has a P/E ratio of 16.5. The dividend has been growing at a 10 percent rate over the past few years. If this growth continues, what would be the stock price in five years if the P/E ratio remained unchanged? What would the price be if the P/E ratio increased to 18 in five years?

 

 

 

Multiple Choice

 

 

 

$100.16, $109.26 respectively

 

 

 

$261.30, $275.96 respectively

 

 

 

$161.30, $175.96 respectively

 

 

 

$259.78, $283.39 respectively

 

 

 

 

 

 

 

 

 

 

 

At your discount brokerage firm, it costs $7.95 per stock trade. How much money do you receive after selling 250 shares of General Electric (GE), which trades at $55.19?

 

 

 

Multiple Choice

 

 

 

$11,958.55

 

 

 

$13,789.55

 

 

 

$12,174.95

 

 

 

$14,037.95

 

 

 

 

 

 

 

 

 

 

 

You would like to buy shares of International Business Machines (IBM). The current bid and ask quotes are $103.25 and $103.30, respectively. You place a market buy-order for 200 shares that executes at these quoted prices. How much money did it cost to buy these shares?

 

 

 

Multiple Choice

 

 

 

$10,330.00

 

 

 

$20,650.00

 

 

 

$20,660.00

 

 

 

None of the options

 

 

 

 

 

 

 

 

 

 

 

JPM has earnings per share of $3.75 and P/E of 47. What is the stock price?

 

 

 

Multiple Choice

 

 

 

$112.98

 

 

 

$185.95

 

 

 

$176.25

 

 

 

$174.08

 

 

 

 

 

 

 

 

 

 

 

Ralph Lauren (RL) has earnings per share of $3.85 and a P/E ratio of 17.37. What is the stock price?

 

 

 

Multiple Choice

 

 

 

$66.87

 

 

 

$4.51

 

 

 

$22.16

 

 

 

$0.22

FIN 370T Assignment Week 3 Apply Exercise(All Possible Questions/Answers) New

FIN 370T Assignment Week 3 Apply Exercise(All Possible Questions/Answers) New

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FIN 370T Assignment Week 3 Apply Exercise(All Possible Questions/Answers) New

 

FIN 370T ASSIGNMENT Week 3 Apply: Week 3 Exercise

 

Determine the interest payment for the following three bonds: 4 percent coupon corporate bond (paid semi-annually), 4.75 percent coupon Treasury note, and a corporate zero coupon bond maturing in 15 years. (Assume a $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$20.00, $23.75, $150, respectively

 

 

 

$4.00, $4.75, $0, respectively

 

 

 

$40.00, $47.50, $0, respectively

 

 

 

$20.00, $23.75, $0, respectively

 

 

 

 

 

 

 

 

 

 

 

Determine the interest payment for the following three bonds: 5.5 percent coupon corporate bond (paid semi-annually), 6.45 percent coupon Treasury note, and a corporate zero coupon bond maturing in 10 years. (Assume a $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$27.50, $32.25, $100, respectively

 

 

 

$27.50, $32.25, $0, respectively

 

 

 

$5.50, $6.45, $0, respectively

 

 

 

$55.00, $64.50, $0, respectively

 

 

 

 

 

 

 

 

 

 

 

Consider the following three bond quotes; a Treasury note quoted at 102.30, and a corporate bond quoted at 99.45, and a municipal bond quoted at 102.45. If the Treasury and corporate bonds have a par value of $1,000 and the municipal bond has a par value of $5,000, what is the price of these three bonds in dollars?

 

 

 

Multiple Choice

 

 

 

$1,002.30, $994.50, $5,012.25 respectively

 

 

 

$1,023.00, $994.50, $5,122.50, respectively

 

 

 

$1,002.30, $1,000, $1,000, respectively

 

 

 

$1,000, $1,000, $5,000, respectively

 

 

 

 

 

 

 

 

 

 

 

Which of these statements is false?

 

 

 

Multiple Choice

 

 

 

The bond market is larger than the stock market.

 

 

 

Bonds are always less risky than stocks.

 

 

 

Bonds are more important capital sources than stocks for companies and governments.

 

 

 

Some bonds offer high potential for rewards and, consequently, higher risk.

 

 

 

 

 

 

 

 

 

 

 

Which of the following issues Treasury Inflation Protected Securities (TIPS)?

 

 

 

Multiple Choice

 

 

 

Corporations

 

 

 

Municipalities

 

 

 

Nonprofits

 

 

 

U.S. Treasury

 

 

 

 

 

 

 

 

 

 

 

A 2.95 percent TIPS has an original reference CPI of 180.2. If the current CPI is 205.1, what is the current interest payment and par value of the TIPS? (Assume semi-annual interest payments and $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$1,138.18, $29.50, respectively

 

 

 

$878.60, $16.79, respectively

 

 

 

$1,000.00, $29.50, respectively

 

 

 

$1,138.18, $16.79, respectively

 

 

 

 

 

 

 

 

 

 

 

A 2.5 percent TIPS has an original reference CPI of 170.4. If the current CPI is 205.7, what is the current interest payment and par value of the TIPS? (Assume semi-annual interest payments and $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$1,207.16, $15.09, respectively

 

 

 

$1,000, $7.16, respectively

 

 

 

$1,207.16, $7.16, respectively

 

 

 

$1,000, $15.09, respectively

 

 

 

 

 

 

 

 

 

 

 

A 3.25 percent TIPS has an original reference CPI of 194.1. If the current CPI is 210.3, what is the current interest payment? (Assume semi-annual interest payments and a par value of $1,000.)

 

 

 

Multiple Choice

 

 

 

$15.00

 

 

 

$31.54

 

 

 

$17.61

 

 

 

$16.25

 

 

 

 

 

 

 

 

 

 

 

A 3.75 percent TIPS has an original reference CPI of 183.9. If the current CPI is 214.7, what is the current interest payment? (Assume semi-annual interest payments and a par value of $1,000.)

 

 

 

Multiple Choice

 

 

 

$21.89

 

 

 

$43.78

 

 

 

$37.50

 

 

 

$18.75

 

 

 

 

 

 

 

 

 

 

 

A 3.75 percent TIPS has an original reference CPI of 175.8. If the current CPI is 207.7, what is the current interest payment and par value of the TIPS? (Assume semi-annual interest payments and $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$1,000, $37.50, respectively

 

 

 

$1,181.46, $37.50, respectively

 

 

 

$1,000, $18.75, respectively

 

 

 

$1,181.46, $22.15, respectively

 

 

 

 

 

 

 

 

 

 

 

Consider the following three bond quotes; a Treasury note quoted at 87.25, and a corporate bond quoted at 102.42, and a municipal bond quoted at 101.45. If the Treasury and corporate bonds have a par value of $1,000 and the municipal bond has a par value of $5,000, what is the price of these three bonds in dollars?

 

 

 

Multiple Choice

 

 

 

$1,000, $1,000, $1,000, respectively

 

 

 

$872.50, $1,024.20, $5,072.50, respectively

 

 

 

$1,000, $1,024.20, $1,001.45, respectively

 

 

 

$872.50, $1,000, $1,000, respectively

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following is a true statement?

 

 

 

Multiple Choice

 

 

 

If interest rates fall, all bonds will enjoy rising values.

 

 

 

If interest rates fall, corporate bonds will have decreasing values.

 

 

 

If interest rates fall, no bonds will enjoy rising values.

 

 

 

If interest rates fall, U.S. Treasury bonds will have decreasing values.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following bonds makes no interest payments?

 

 

 

Multiple Choice

 

 

 

Zero coupon bond

 

 

 

A bond whose coupon rates are greater than market interest rates

 

 

 

A bond whose coupon rate is equal to the market interest rates

 

 

 

A bond whose coupon rates are less than the market interest rates

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If Zeus Energy bonds are upgraded from BBB- to BBB+, which of the following statements is true?

 

 

 

Multiple Choice

 

 

 

Interest rates required on new bond issue will increase.

 

 

 

The current bond price will decrease.

 

 

 

The current bond price will increase and interest rates on new bonds issue will decrease.

 

 

 

The current bond price will decrease and interest rates on new bonds issue will increase.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Rank from lowest credit risk to highest credit risk the following bonds, with the same time to maturity, by their yield to maturity: Treasury bond with yield of 5.55 percent, IBM bond with yield of 7.95 percent, Trump Casino bond with a yield of 9.15 percent and Banc Ono bond with a yield of 6.12 percent.

 

 

 

Multiple Choice

 

 

 

Treasury, Trump Casino, Banc Ono, IBM

 

 

 

Treasury, Banc Ono, IBM, Trump Casino

 

 

 

Trump Casino, IBM, Banc Ono, Treasury

 

 

 

Trump Casino, Banc Ono, IBM, Treasury

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following is an electronic stock market without a physical trading floor?

 

 

 

Multiple Choice

 

 

 

Mercantile Exchange

 

 

 

Nasdaq Stock Market

 

 

 

American Stock Exchange

 

 

 

New York Stock Exchange

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Individuals who use their own stock inventory and capital to buy and sell the stocks they represent are called:

 

 

 

Multiple Choice

 

 

 

 

 

 

none of the options.

 

 

 

market makers.

 

 

 

 

 

 

 

 

 

 

Sally has researched GLE and wants to pay no more than $50 for the stock. Currently, GLE is trading in the market for $54. Sally would be best served to:

 

 

 

Multiple Choice

 

 

 

buy using a limit order.

 

 

 

buy using a market order.

 

 

 

use the bid-ask spread to her advantage.

 

 

 

None of the options.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of these investors earn returns from receiving dividends and from stock price appreciation?

 

 

 

Multiple Choice

 

 

 

Managers

 

 

 

Bondholders

 

 

 

Stockholders

 

 

 

Investment bankers

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

GEN has 10 million shares outstanding and a stock price of $89.25. What is GEN’s market capitalization?

 

 

 

Multiple Choice

 

 

 

$89,250,000

 

 

 

\

 

$89,250,000,000

 

 

 

$892,500

 

 

 

$892,500,000

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As residual claimants, which of these investors claim any cash flows to the firm that remain after the firm pays all other claims?

 

 

 

rev: 07_10_2017_QC_CS-93259

 

 

 

Multiple Choice

 

 

 

bondholders

 

 

 

common stockholders

 

 

 

creditors

 

 

 

preferred stockholders

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If on November 27, 2017, The Dow Jones Industrial Average closed at 12,958.44, which was up 215.04 that day. What was the return (in percent) of the stock market that day?

 

 

 

Multiple Choice

 

 

 

+1.69 percent

 

 

 

+0.017 percent

 

 

 

−1.69 percent

 

 

 

−0.017 percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Dividend yield is defined as:

 

 

 

Multiple Choice

 

 

 

the last dividend paid expressed as a percentage of the current stock price.

 

 

 

the last four quarters of dividend income expressed as a percentage of the par value of the stock.

 

 

 

the last four quarters of dividend income expressed as a percentage of the current stock price.

 

 

 

the next dividend to be paid expressed as a percentage of the current stock price.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Why is the ask price higher than the bid price?

 

 

 

Multiple Choice

 

 

 

It represents the gain a market maker achieves.

 

 

 

It represents the gain the stock seller achieves.

 

 

 

It represents the gain all participants will achieve.

 

 

 

It represents the gain the stock buy achieves.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

JUJU’s dividend next year is expected to be $1.50. It is trading at $45 and is expected to grow at 9 percent per year. What is JUJU’s dividend yield and capital gain?

 

 

 

Multiple Choice

 

 

 

9 percent; 3.33 percent

 

 

 

3.33 percent; 9 percent

 

 

 

6 percent; 1.5 percent

 

 

 

1.5 percent; 6 percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If Target Corp. (TGT) recently earned a profit of $6.07 earnings per share and has a P/E ratio of 16.5. The dividend has been growing at a 10 percent rate over the past few years. If this growth continues, what would be the stock price in five years if the P/E ratio remained unchanged? What would the price be if the P/E ratio increased to 18 in five years?

 

 

 

Multiple Choice

 

 

 

$100.16, $109.26 respectively

 

 

 

$261.30, $275.96 respectively

 

 

 

$161.30, $175.96 respectively

 

 

 

$259.78, $283.39 respectively

 

 

 

 

 

 

 

 

 

 

 

At your discount brokerage firm, it costs $7.95 per stock trade. How much money do you receive after selling 250 shares of General Electric (GE), which trades at $55.19?

 

 

 

Multiple Choice

 

 

 

$11,958.55

 

 

 

$13,789.55

 

 

 

$12,174.95

 

 

 

$14,037.95

 

 

 

 

 

 

 

 

 

 

 

You would like to buy shares of International Business Machines (IBM). The current bid and ask quotes are $103.25 and $103.30, respectively. You place a market buy-order for 200 shares that executes at these quoted prices. How much money did it cost to buy these shares?

 

 

 

Multiple Choice

 

 

 

$10,330.00

 

 

 

$20,650.00

 

 

 

$20,660.00

 

 

 

None of the options

 

 

 

 

 

 

 

 

 

 

 

JPM has earnings per share of $3.75 and P/E of 47. What is the stock price?

 

 

 

Multiple Choice

 

 

 

$112.98

 

 

 

$185.95

 

 

 

$176.25

 

 

 

$174.08

 

 

 

 

 

 

 

 

 

 

 

Ralph Lauren (RL) has earnings per share of $3.85 and a P/E ratio of 17.37. What is the stock price?

 

 

 

Multiple Choice

 

 

 

$66.87

 

 

 

$4.51

 

 

 

$22.16

 

 

 

$0.22

FIN 370T Assignment Week 3 Practice: Bond Valuation and Stock Valuation Quiz(All Possible Questions/Answers) New

FIN 370T Assignment Week 3 Practice: Bond Valuation and Stock Valuation Quiz(All Possible Questions/Answers) New

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FIN 370T Assignment Week 3 Practice: Bond Valuation and Stock Valuation Quiz(All Possible Questions/Answers) New

FIN 370T ASSIGNMENT Week 3 Practice: Bond Valuation and Stock Valuation Quiz

Complete the Week 3 “Practice: Bond Valuation and Stock Valuation Quiz” in Connect®.

 

 

 

Note: You have unlimited attempts available to complete practice Assignment s. The highest scored attempt will be recorded.

 

 

 

These Assignment s have earlier due dates, so plan accordingly.

 

 

 

Grades must be transferred manually to eCampus by your instructor. Don’t worry, this might happen after your due date.

 

 

 

 

 

 

 

Which of the following is a legal contract that outlines the precise terms between the issuer and the bondholder?

 

 

 

Multiple Choice

 

 

 

Indenture

 

 

 

Enforcement codes

 

 

 

Debenture

 

 

 

Prospectus

 

 

 

 

 

 

 

 

 

 

 

Determine the interest payment for the following three bonds: 5.5 percent coupon corporate bond (paid semi-annually), 6.45 percent coupon Treasury note, and a corporate zero coupon bond maturing in 10 years. (Assume a $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$27.50, $32.25, $0, respectively

 

 

 

$55.00, $64.50, $0, respectively

 

 

 

$5.50, $6.45, $0, respectively

 

 

 

$27.50, $32.25, $100, respectively

 

 

 

 

 

 

 

 

 

 

 

Many bonds are not callable, but for those that are, which of following is a common feature?

 

 

 

Multiple Choice

 

 

 

Called any time after 2 years of issuance.

 

 

 

Called any time after 10 years of issuance.

 

 

 

Called any time after 2 years from the time an investor buys the bond.

 

 

 

Called any time after 10 years from the time an investor buys the bond.

 

 

 

 

 

 

 

 

 

 

 

A 3.75 percent TIPS has an original reference CPI of 175.8. If the current CPI is 207.7, what is the current interest payment and par value of the TIPS? (Assume semi-annual interest payments and $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$1,181.46, $22.15, respectively

 

 

 

$1,000, $37.50, respectively

 

 

 

$1,181.46, $37.50, respectively

 

 

 

$1,000, $18.75, respectively

 

 

 

 

 

 

 

 

 

 

 

Which of the following determines the dollar amount of interest paid to bondholders?

 

 

 

Multiple Choice

 

 

 

Call premium

 

 

 

Market rate

 

 

 

Coupon rate

 

 

 

Original issue discount

 

 

 

 

 

 

 

 

 

 

 

A 3.75 percent TIPS has an original reference CPI of 183.9. If the current CPI is 214.7, what is the current interest payment? (Assume semi-annual interest payments and a par value of $1,000.)

 

 

 

Multiple Choice

 

 

 

$37.50

 

 

 

$18.75

 

 

 

$43.78

 

 

 

$21.89

 

 

 

 

 

 

 

 

 

 

 

Regarding a bond’s characteristics, which of the following is the principal loan amount that the borrower must repay?

 

 

 

Multiple Choice

 

 

 

Par or face value

 

 

 

Call premium

 

 

 

Time to maturity value

 

 

 

Maturity date

 

 

 

 

 

 

 

 

 

 

 

Which of the following was the catalyst for the recent financial crisis?

 

 

 

Multiple Choice

 

 

 

Widespread layoffs due to illegal alien hiring.

 

 

 

Corruption in the investment banking industry.

 

 

 

All of the options were catalysts.

 

 

 

Defaults on subprime mortgages.

 

 

 

 

 

 

 

 

 

 

 

Which of the following is NOT a factor that determines the coupon rate of a company’s bonds?

 

 

 

Multiple Choice

 

 

 

The level of interest rates in the overall economy at the time.

 

 

 

The term of the loan.

 

 

 

All of the options are factors that determine the coupon rate of a company’s bonds.

 

 

 

The amount of uncertainty about whether the company will be able to make all the payments.

 

 

 

 

 

 

 

 

 

 

 

Consider the following three bond quotes; a Treasury note quoted at 102.30, and a corporate bond quoted at 99.45, and a municipal bond quoted at 102.45. If the Treasury and corporate bonds have a par value of $1,000 and the municipal bond has a par value of $5,000, what is the price of these three bonds in dollars?

 

 

 

Multiple Choice

 

 

 

$1,002.30, $1,000, $1,000, respectively

 

 

 

$1,002.30, $994.50, $5,012.25 respectively

 

 

 

$1,000, $1,000, $5,000, respectively

 

 

 

$1,023.00, $994.50, $5,122.50, respectively

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bond prices are quoted in terms of which of the following?

 

 

 

Multiple Choice

 

 

 

Original issue discount

 

 

 

Coupon rate in dollars

 

 

 

Percent of par value

 

 

 

Market rate in dollars

 

 

 

 

 

 

 

 

 

 

 

Which of the following is a debt security whose payments originate from other loans, such as credit card debt, auto loans, and home equity loans?

 

 

 

Multiple Choice

 

 

 

Asset-backed securities

 

 

 

Junk bonds

 

 

 

Credit quality securities

 

 

 

Debentures

 

 

 

 

 

 

 

 

 

 

 

To compensate the bondholders for getting the bond called, the issuer pays which of the following?

 

 

 

Multiple Choice

 

 

 

Original issue premium

 

 

 

Call premium

 

 

 

Call feature

 

 

 

Coupon rate

 

 

 

 

 

 

 

 

 

 

 

A 2.5 percent TIPS has an original reference CPI of 170.4. If the current CPI is 205.7, what is the current interest payment and par value of the TIPS? (Assume semi-annual interest payments and $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$1,000, $15.09, respectively

 

 

 

$1,207.16, $7.16, respectively

 

 

 

$1,000, $7.16, respectively

 

 

 

$1,207.16, $15.09, respectively

 

 

 

 

 

 

 

 

 

 

 

Determine the interest payment for the following three bonds: 2.5 percent coupon corporate bond (paid semi-annually), 3.15 percent coupon Treasury note, and a corporate zero coupon bond maturing in 10 years. (Assume a $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$12.50, $15.75, $100, respectively

 

 

 

$25.00, $31.50, $0, respectively

 

 

 

$2.50, $3.15, $0, respectively

 

 

 

$12.50, $15.75, $0, respectively

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A 2.95 percent TIPS has an original reference CPI of 180.2. If the current CPI is 205.1, what is the current interest payment and par value of the TIPS? (Assume semi-annual interest payments and $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$878.60, $16.79, respectively

 

 

 

$1,138.18, $16.79, respectively

 

 

 

$1,000.00, $29.50, respectively

 

 

 

$1,138.18, $29.50, respectively

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Determine the interest payment for the following three bonds: 4 percent coupon corporate bond (paid semi-annually), 4.75 percent coupon Treasury note, and a corporate zero coupon bond maturing in 15 years. (Assume a $1,000 par value.)

 

 

 

Multiple Choice

 

 

 

$20.00, $23.75, $150, respectively

 

 

 

$20.00, $23.75, $0, respectively

 

 

 

$4.00, $4.75, $0, respectively

 

 

 

$40.00, $47.50, $0, respectively

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following are main issuers of bonds?

 

 

 

Multiple Choice

 

 

 

U.S. Treasury bonds

 

 

 

Municipal bonds

 

 

 

All of the options

 

 

 

Corporate bonds

 

 

 

 

 

 

 

 

 

 

 

A 4.5 percent corporate coupon bond is callable in five years for a call premium of one year of coupon payments. Assuming a par value of $1,000, what is the price paid to the bondholder if the issuer calls the bond?

 

 

 

Multiple Choice

 

 

 

$45

 

 

 

$225

 

 

 

$1,045

 

 

 

$1,000

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Calculate the price of a zero coupon bond that matures in 20 years if the market interest rate is 8.5 percent. (Assume annual compounding and a par value of $1,000.)

 

 

 

Multiple Choice

 

 

 

$995.62

 

 

 

$1,195.62

 

 

 

$195.62

 

 

 

$90.29

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following terms is a comparison of market yields on securities, assuming all characteristics except maturity are the same?

 

 

 

Multiple Choice

 

 

 

Liquidity of interest rate risk

 

 

 

Term structure of interest rates

 

 

 

Interest rate risk

 

 

 

Credit quality risk

 

 

 

 

 

 

 

 

 

 

 

Which of the following is used to compute bond cash interest payments?

 

 

 

Multiple Choice

 

 

 

Current yield.

 

 

 

Coupon rate.

 

 

 

Yield to maturity.

 

 

 

None of the options.

 

 

 

 

 

 

 

 

 

 

 

What is the taxable equivalent yield on a municipal bond with a yield to maturity of 4.5 percent for an investor in the 39 percent marginal tax bracket?

 

 

 

Multiple Choice

 

 

 

4.50 percent

 

 

 

7.38 percent

 

 

 

11.54 percent

 

 

 

 

 

 

 

1.76 percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of the following bonds carry significant risk that the issuer will not make current or future payments?

 

 

 

Multiple Choice

 

 

 

Credit quality risk bonds

 

 

 

Junk bonds

 

 

 

Interest rate risk bonds

 

 

 

Liquidity rate risk bonds

 

 

 

 

 

 

 

 

 

 

 

If Zeus Energy bonds are upgraded from BBB- to BBB+, which of the following statements is true?

 

 

 

Multiple Choice

 

 

 

The current bond price will decrease.

 

 

 

The current bond price will decrease and interest rates on new bonds issue will increase.

 

 

 

The current bond price will increase and interest rates on new bonds issue will decrease.

 

 

 

Interest rates required on new bond issue will increase.

 

 

 

 

 

 

 

 

 

 

 

Sally has researched GLE and wants to pay no more than $50 for the stock. Currently, GLE is trading in the market for $54. Sally would be best served to:

 

 

 

Multiple Choice

 

 

 

buy using a limit order.

 

 

 

buy using a market order.

 

 

 

use the bid-ask spread to her advantage.

 

 

 

None of the options.

 

 

 

 

 

 

 

 

 

 

 

As residual claimants, which of these investors claim any cash flows to the firm that remain after the firm pays all other claims?

 

 

 

rev: 07_10_2017_QC_CS-93259

 

 

 

Multiple Choice

 

 

 

bondholders

 

 

 

common stockholders

 

 

 

creditors

 

 

 

preferred stockholders

 

 

 

 

 

 

 

 

 

 

 

GEN has 10 million shares outstanding and a stock price of $89.25. What is GEN’s market capitalization?

 

 

 

Multiple Choice

 

 

 

$892,500,000

 

 

 

$89,250,000

 

 

 

$892,500

 

 

 

$89,250,000,000

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The NASDAQ Composite includes:

 

 

 

Multiple Choice

 

 

 

30 of the largest (market capitalization) and most active companies in the U.S. economy.

 

 

 

500 firms that are the largest in their respective economic sectors.

 

 

 

500 firms that are the largest as ranked by Fortune Magazine.

 

 

 

all of the stocks listed on the NASDAQ Stock Exchange.

 

 

 

 

 

 

 

 

 

 

 

Trading at physical exchanges like the New York Stock Exchange and the American Stock Exchange takes place:

 

 

 

Multiple Choice

 

 

 

at market markers.

 

 

 

at brokers’ trading posts.

 

 

 

at dealers’ trading posts.

 

 

 

at dealers’ computers.

 

 

 

 

 

 

 

 

 

 

 

All of the following are stock market indices EXCEPT:

 

 

 

Multiple Choice

 

 

 

Nasdaq Composite Index.

 

 

 

Dow Jones Industrial Average.

 

 

 

Standard & Poor’s 500 Index.

 

 

 

Mercantile 1000.

 

 

 

 

 

 

 

 

 

 

 

If on November 26, 2017, The Dow Jones Industrial Average closed at 12,743.40, which was down 237.44 that day. What was the return (in percent) of the stock market that day?

 

 

 

Multiple Choice

 

 

 

+1.83 percent

 

 

 

−0.02 percent

 

 

 

−1.83 percent

 

 

 

+0.02 percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If on November 27, 2017, The Dow Jones Industrial Average closed at 12,958.44, which was up 215.04 that day. What was the return (in percent) of the stock market that day?

 

 

 

Multiple Choice

 

 

 

+0.017 percent

 

 

 

−1.69 percent

 

 

 

+1.69 percent

 

 

 

−0.017 percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Which of these investors earn returns from receiving dividends and from stock price appreciation?

 

 

 

Multiple Choice

 

 

 

Stockholders

 

 

 

Managers

 

 

 

Investment bankers

 

 

 

Bondholders

 

 

 

 

 

 

 

 

 

 

 

Individuals who use their own stock inventory and capital to buy and sell the stocks they represent are called:

 

 

 

Multiple Choice

 

 

 

 

 

 

 

 

 

market makers.

 

 

 

none of the options.

 

 

 

 

 

 

 

 

 

 

 

Which of the following is an electronic stock market without a physical trading floor?

 

 

 

Multiple Choice

 

 

 

Mercantile Exchange

 

 

 

American Stock Exchange

 

 

 

Nasdaq Stock Market

 

 

 

New York Stock Exchange

 

 

 

 

 

 

 

 

 

 

 

JUJU’s dividend next year is expected to be $1.50. It is trading at $45 and is expected to grow at 9 percent per year. What is JUJU’s dividend yield and capital gain?

 

 

 

Multiple Choice

 

 

 

9 percent; 3.33 percent

 

 

 

1.5 percent; 6 percent

 

 

 

3.33 percent; 9 percent

 

 

 

6 percent; 1.5 percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If Target Corp. (TGT) recently earned a profit of $6.07 earnings per share and has a P/E ratio of 16.5. The dividend has been growing at a 10 percent rate over the past few years. If this growth continues, what would be the stock price in five years if the P/E ratio remained unchanged? What would the price be if the P/E ratio increased to 18 in five years?

 

 

 

Multiple Choice

 

 

 

$161.30, $175.96 respectively

 

 

 

$259.78, $283.39 respectively

 

 

 

$100.16, $109.26 respectively

 

 

 

$261.30, $275.96 respectively

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If a preferred stock from Pfizer Inc. (PFE) pays $3.00 in annual dividends, and the required return on the preferred stock is 7 percent, what’s the value of the stock?

 

 

 

Multiple Choice

 

 

 

$21.00

 

 

 

$0.21

 

 

 

$0.43

 

 

 

$42.86

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

At your full-service brokerage firm, it costs $120 per stock trade. How much money do you receive after selling 200 shares of Ralph Lauren (RL), which trades at $85.13?

 

 

 

Multiple Choice

 

 

 

$16,906.00

 

 

 

$17,146.00

 

 

 

$17,026.00

 

 

 

$16,546.00

 

 

 

 

 

 

 

 

 

 

 

At your discount brokerage firm, it costs $7.95 per stock trade. How much money do you receive after selling 250 shares of General Electric (GE), which trades at $55.19?

 

 

 

Multiple Choice

 

 

 

$13,789.55

 

 

 

$12,174.95

 

 

 

$11,958.55

 

 

 

$14,037.95

 

 

 

 

 

 

 

 

 

 

 

JUJU’s dividend next year is expected to be $5.50. It is trading at $45 and is expected to grow at 4 percent per year. What is JUJU’s dividend yield and capital gain?

 

 

 

Multiple Choice

 

 

 

12.22 percent; 4 percent

 

 

 

2.5 percent; 6 percent

 

 

 

4 percent; 12.22 percent

 

 

 

6 percent; 2.5 percent

 

 

 

 

 

 

 

 

 

 

 

You would like to buy shares of International Business Machines (IBM). The current bid and ask quotes are $96.17 and $96.24, respectively. You place a market buy-order for 100 shares that executes at these quoted prices. How much money did it cost to buy these shares?

 

 

 

Multiple Choice

 

 

 

$19,241.00

 

 

 

$9,624.00

 

 

 

$9,617.00

 

 

 

$7.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The size of the firm measured as the current stock price multiplied by the number of shares outstanding is referred to as the firm’s:

 

 

 

Multiple Choice

 

 

 

book value.

 

 

 

market capitalization.

 

 

 

market makers.

 

 

 

constant growth model.

 

 

 

 

 

 

 

Investors sell stock at the:

 

 

 

Multiple Choice

 

 

 

broker price.

 

 

 

dealer price.

 

 

 

bid price.

 

 

 

quoted ask price.

 

 

 

 

 

 

 

 

 

 

 

Stock valuation model dynamics make clear that lower discount rates lead to:

 

 

 

Multiple Choice

 

 

 

lower growth rates.

 

 

 

higher growth rates.

 

 

 

lower valuations.

 

 

 

higher valuations.

 

 

 

 

 

 

 

You would like to sell 400 shares of International Business Machines (IBM). The current bid and ask quotes are $96.24 and $96.17, respectively. You place a limit sell-order at $96.20. If the trade executes, how much money do you receive from the buyer?

 

 

 

Multiple Choice

 

 

 

$38,496.00

 

 

 

$38,468.00

 

 

 

$38,480.00

 

 

 

$38,464.00

 

 

 

 

 

 

 

 

 

 

 

A preferred stock from DLC pays $5.10 in annual dividends. If the required return on the preferred stock is 12.1 percent, what is the value of the stock?

 

 

 

Multiple Choice

 

 

 

$240.97

 

 

 

$6.31

 

 

 

$42.15

 

 

 

$47.25

 

 

 

 

 

 

 

 

 

 

 

Ralph Lauren (RL) has earnings per share of $3.85 and a P/E ratio of 17.37. What is the stock price?

 

 

 

Multiple Choice

 

 

 

$0.22

 

 

 

$66.87

 

 

 

$22.16

 

 

 

$4.51

 

 

 

 

 

 

 

 

 

 

 

Many companies grow very fast at first, but slower future growth can be expected. Such companies are called:

 

 

 

Multiple Choice

 

 

 

constant growth rate firms.

 

 

 

variable growth rate firms.

 

 

 

Fortune 500 companies.

 

 

 

blue chip companies.

FIN 370T Assignment Week 4 Apply Exercise(All Possible Questions/Answers) New

FIN 370T Assignment Week 4 Apply Exercise(All Possible Questions/Answers) New

Check this A+ tutorial guideline at

https://www.assignmentcloud.com/fin-370t/fin-370t-assignment-week-4-apply-exercise-all-possible-questions-answers-new

For more classes visit

http://www.assignmentcloud.com/

FIN 370T Assignment Week 4 Apply Exercise(All Possible Questions/Answers) New

FIN 370T ASSIGNMENT Week 4 Apply: Week 4 Exercise

 

Review the Week 4 “Knowledge Check” in Connect® in preparation for this Assignment .

 

Complete the Week 4 “Exercise” in Connect®.

 

 

 

Note: You have only one attempt available to complete this Assignment . Grades must be transferred manually to eCampus by your instructor. Don’t worry, this might happen after your due date.

 

 

 

 

 

 

 

Which of the following is correct?

 

 

 

Multiple Choice

 

 

 

All of the statements are correct.

 

 

 

In some years, long-term Treasury bonds performed better than stocks.

 

 

 

Over a long time frame, stocks have performed better than long-term Treasury bonds.

 

 

 

Average stock returns are not an indication of what an investor may earn in any one year.

 

 

 

 

 

 

 

 

 

 

 

The optimal portfolio for you will be:

 

 

 

Multiple Choice

 

 

 

the one that reflects the amount of risk that you are willing to take.

 

 

 

the one that offers the highest returns.

 

 

 

the one that offers the lowest correlation.

 

 

 

the one that offers the most diversification.

 

 

 

 

 

 

 

 

 

 

 

Year-to-date, Oracle had earned a 12.57 percent return. During the same time period, Valero Energy earned −9.32 percent and McDonald’s earned 3.45 percent. If you have a portfolio made up of 60 percent Oracle, 20 percent Valero Energy, and 20 percent McDonald’s, what is your portfolio return?

 

 

 

Multiple Choice

 

 

 

6.70 percent

 

 

 

10.10 percent

 

 

 

6.37 percent

 

 

 

8.45 percent

 

 

 

 

 

 

 

 

 

 

 

Which of these is the reward for taking systematic stock market risk?

 

 

 

Multiple Choice

 

 

 

Required return

 

 

 

Risk premium

 

 

 

Market risk premium

 

 

 

Risk-free rate

 

 

 

 

 

 

 

 

 

 

 

You have a portfolio consisting of 20 percent Boeing (beta = 1.3) and 40 percent Hewlett-Packard (beta = 1.6) and 40 percent McDonald’s stock (beta = 0.7). How much market risk does the portfolio have?

 

 

 

Multiple Choice

 

 

 

This portfolio has 28 percent less risk than the general market.

 

 

 

This portfolio has 18 percent more risk than the general market.

 

 

 

This portfolio has 18 percent less risk than the general market.

 

 

 

This portfolio has 28 percent more risk than the general market.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A company’s current stock price is $22.00 and its most recent dividend was $0.75 per share. Since analysts estimate the company will have a 12 percent growth rate, what is its expected return?

 

 

 

Multiple Choice

 

 

 

12.00 percent

 

 

 

15.82 percent

 

 

 

3.00 percent

 

 

 

3.48 percent

 

 

 

 

 

 

 

 

 

 

 

Which of the following will impact the cost of equity component in the weighted average cost of capital?

 

 

 

Multiple Choice

 

 

 

Beta

 

 

 

All of the above

 

 

 

Expected return on the market

 

 

 

The risk-free rate

 

 

 

 

 

 

 

 

 

 

 

The reason that we do not use an after-tax cost of preferred stock is:

 

 

 

Multiple Choice

 

 

 

because most of the investors in preferred stock do not pay tax on the dividends.

 

 

 

because preferred dividends are paid out of before-tax income.

 

 

 

None of the options are correct.

 

 

 

because we can only estimate the marginal tax rate of the preferred stockholders.

 

 

 

 

 

 

 

 

 

 

 

Diddy Corp. stock has a beta of 1.0, the current risk-free rate is 5 percent, and the expected return on the market is 15.5 percent. What is Diddy’s cost of equity?

 

 

 

Multiple Choice

 

 

 

14.20 percent

 

 

 

18.50 percent

 

 

 

16.30 percent

 

 

 

15.50 percent

 

 

 

 

 

 

 

 

 

 

 

Which of the following is a principle of capital budgeting which states that the calculations of cash flows should remain independent of financing?

 

 

 

Multiple Choice

 

 

 

Financing principle

 

 

 

Separation principle

 

 

 

Generally accepted accounting principle

 

 

 

WACC principle

FIN 370T Assignment Week 4 Apply: Risk and the Cost of Capital Homework(All Possible Questions/Answers) New

FIN 370T Assignment Week 4 Apply: Risk and the Cost of Capital Homework(All Possible Questions/Answers) New

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FIN 370T Assignment Week 4 Apply: Risk and the Cost of Capital Homework(All Possible Questions/Answers) New

 

FIN 370T ASSIGNMENT Week 4 Apply: Risk and the Cost of Capital Homework

Review the Week 4 “Practice: Risk and the Cost of Capital Quiz” in Connect®.

Complete the Week 4 “Apply: Risk and the Cost of Capital Homework” in Connect®.

Note: You have only one attempt available to complete Assignment s. Grades must be transferred manually to eCampus by your instructor. Don’t worry, this might happen after your due date.

 

Rx Corp. stock was $60.00 per share at the end of last year. Since then, it paid a $1.00 per share dividend last year. The stock price is currently $62.50. If you owned 400 shares of Rx, what was your percent return?

 

 

 

Multiple Choice

 

 

 

1.67 percent

 

 

 

4.17 percent

 

 

 

5.83 percent

 

 

 

5.60 percent

 

 

 

 

 

 

 

 

 

 

 

TechNo stock was $25 per share at the end of last year. Since then, it paid a $1.50 per share dividend last year. The stock price is currently $23. If you owned 300 shares of TechNo, what was your percent return?

 

 

 

Multiple Choice

 

 

 

6 percent

 

 

 

−2 percent

 

 

 

6.5 percent

 

 

 

−8 percent

 

 

 

 

 

 

 

 

 

 

 

Which of these is a measure summarizing the overall past performance of an investment?

 

 

 

Multiple Choice

 

 

 

Dollar return

 

 

 

Market return

 

 

 

Average return

 

 

 

Percentage return

 

 

 

 

 

 

 

 

 

 

 

Rank the following three stocks by their level of total risk, highest to lowest. Rail Haul has an average return of 8 percent and standard deviation of 10 percent. The average return and standard deviation of Idol Staff are 10 percent and 20 percent; and of Poker-R-Us are 6 percent and 15 percent.

 

 

 

Multiple Choice

 

 

 

Idol Staff, Rail Haul, Poker-R-Us

 

 

 

Rail Haul, Poker-R-Us, Idol Staff

 

 

 

Poker-R-Us, Idol Staff, Rail Haul

 

 

 

Idol Staff, Poker-R-Us, Rail Haul

 

 

 

 

 

 

 

 

 

 

 

Rank the following three stocks by their total risk level, highest to lowest. Night Ryder has an average return of 14 percent and standard deviation of 30 percent. The average return and standard deviation of WholeMart are 12 percent and 25 percent; and of Fruit Fly are 25 percent and 40 percent.

 

 

 

Multiple Choice

 

 

 

WholeMart, Fruit Fly, Night Ryder

 

 

 

Night Ryder, WholeMart, Fruit Fly

 

 

 

WholeMart, Night Ryder, Fruit Fly

 

 

 

Fruit Fly, Night Ryder, WholeMart

 

 

 

 

 

 

 

 

 

 

 

MedTech Corp. stock was $50.95 per share at the end of last year. Since then, it paid a $0.45 per share dividend. The stock price is currently $62.50. If you owned 500 shares of MedTech, what was your percent return?

 

 

 

Multiple Choice

 

 

 

22.67 percent

 

 

 

23.55 percent

 

 

 

8.83 percent

 

 

 

7.20 percent

 

 

 

 

 

 

 

 

 

 

 

FedEx Corp. stock ended the previous year at $113.39 per share. It paid a $0.40 per share dividend last year. It ended last year at $126.69. If you owned 300 shares of FedEx, what was your dollar return and percent return?

 

 

 

Multiple Choice

 

 

 

$4,110; 12.08 percent

 

 

 

$4,250; 12.29 percent

 

 

 

$2,009; 9.13 percent

 

 

 

$3,990; 11.73 percent

 

 

 

 

 

 

 

 

 

 

 

A stock has an expected return of 15 percent and a standard deviation of 20 percent. Long-term Treasury bonds have an expected return of 9 percent and a standard deviation of 11 percent. Given this data, which of the following statements is correct?

 

 

 

Multiple Choice

 

 

 

The stock investment has a better risk-return trade-off.

 

 

 

The bond investment has a better risk-return trade-off.

 

 

 

Both investments have the same diversifiable risk.

 

 

 

The two assets have the same coefficient of variation.

 

 

 

 

 

 

 

 

 

 

 

Which of these is the portion of total risk that is attributable to overall economic factors?

 

 

 

Multiple Choice

 

 

 

Firm specific risk

 

 

 

Total risk

 

 

 

Market risk

 

 

 

Modern portfolio risk

 

 

 

 

 

 

 

 

 

 

 

Which of these is the term for portfolios with the highest return possible for each risk level?

 

 

 

Multiple Choice

 

 

 

Modern portfolios

 

 

 

Efficient portfolios

 

 

 

Optimal portfolios

 

 

 

Total portfolios

 

 

 

 

 

 

 

 

 

 

 

Modern portfolio theory is:

 

 

 

Multiple Choice

 

 

 

a concept and procedure for combining securities into a portfolio to minimize risk.

 

 

 

a concept and procedure for combining securities into a portfolio to maximize volatility.

 

 

 

a concept and procedure for combining securities into a portfolio to maximize return.

 

 

 

a concept and procedure for combining securities into a portfolio to maximize dollar return.

 

 

 

 

 

 

 

 

 

 

 

If the risk-free rate is 8 percent and the market risk premium is 2 percent, what is the required return for the market?

 

 

 

Multiple Choice

 

 

 

8 percent

 

 

 

6 percent

 

 

 

2 percent

 

 

 

10 percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Compute the expected return given these three economic states, their likelihoods, and the potential returns:

 

 

 

 

 

 

 

Economic State     Probability         Return

 

 

 

Fast Growth   0.40     25   %

 

 

 

Slow Growth 0.55     12   %

 

 

 

Recession       0.05     −50 %

 

 

 

________________________________________

 

 

 

Multiple Choice

 

 

 

29.0 percent

 

 

 

−4.3 percent

 

 

 

19.1 percent

 

 

 

14.1 percent

 

 

 

 

 

 

 

 

 

 

 

If the risk-free rate is 10 percent and the market risk premium is 4 percent, what is the required return for the market?

 

 

 

Multiple Choice

 

 

 

14 percent

 

 

 

4 percent

 

 

 

10 percent

 

 

 

7 percent

 

 

 

 

 

 

 

 

 

 

 

Which of the following is typically considered the return on U.S. government bonds and bills and equals the real interest plus the expected inflation premium?

 

 

 

Multiple Choice

 

 

 

Required return

 

 

 

Market risk premium

 

 

 

Risk-free rate

 

 

 

Risk premium

 

 

 

 

 

 

 

 

 

 

 

Which of the following is a model that includes an equation that relates a stock’s required return to an appropriate risk premium?

 

 

 

Multiple Choice

 

 

 

Asset pricing

 

 

 

Efficient markets

 

 

 

Behavioral finance

 

 

 

Beta

 

 

 

 

 

 

 

 

 

 

 

The annual return on the S&P 500 Index was 18.1 percent. The annual T-bill yield during the same period was 6.2 percent. What was the market risk premium during that year?

 

 

 

Multiple Choice

 

 

 

6.2 percent

 

 

 

11.9 percent

 

 

 

18.1 percent

 

 

 

24.3 percent

 

 

 

 

 

 

 

 

 

 

 

Which of the following are the stocks of small companies that are priced below $1 per share?

 

 

 

Multiple Choice

 

 

 

Penny stocks

 

 

 

Hedge fund stocks

 

 

 

Stock market bubble stocks

 

 

 

Bargain stocks

 

 

 

 

 

 

 

 

 

 

 

A company has a beta of 0.50. If the market return is expected to be 12 percent and the risk-free rate is 5 percent, what is the company’s required return?

 

 

 

Multiple Choice

 

 

 

6.0 percent

 

 

 

11.0 percent

 

 

 

13.5 percent

 

 

 

8.5 percent

 

 

 

 

 

 

 

 

 

 

 

If the Japanese stock market bubble peaked at 37,500, and two and a half years later it had fallen to 25,900, what was the percentage decline?

 

 

 

Multiple Choice

 

 

 

−30.93 percent

 

 

 

−69.07 percent

 

 

 

−27.63 percent

 

 

 

−10.31 percent

 

 

 

 

 

 

 

 

 

 

 

A company’s current stock price is $84.50 and it is likely to pay a $3.50 dividend next year. Since analysts estimate the company will have a 10 percent growth rate, what is its expected return?

 

 

 

Multiple Choice

 

 

 

14.14 percent

 

 

 

10.00 percent

 

 

 

4.26 percent

 

 

 

4.14 percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Shares of stock issued to employees that have limitations on when they can be sold are known as:

 

 

 

Multiple Choice

 

 

 

executive stock options.

 

 

 

stock market bubble.

 

 

 

restricted stock.

 

 

 

privately held information.

 

 

 

 

 

 

 

 

 

 

 

Which of the following will directly impact the cost of equity?

 

 

 

Multiple Choice

 

 

 

Expected growth rate in sales

 

 

 

Stock price

 

 

 

Expected future tax rates

 

 

 

Profit margins

 

 

 

 

 

 

 

 

 

 

 

Which of these makes this a true statement? The WACC formula:

 

 

 

Multiple Choice

 

 

 

uses the after-tax costs of capital to compute the firm’s weighted average cost of debt financing.

 

 

 

is not impacted by taxes.

 

 

 

focuses on operating costs only to keep them separate from financing costs.

 

 

 

uses the pre-tax costs of capital to compute the firm’s weighted average cost of debt financing.

 

 

 

 

 

 

 

 

 

 

 

When firms use multiple sources of capital, they need to calculate the appropriate discount rate for valuing their firm’s cash flows as:

 

 

 

Multiple Choice

 

 

 

a simple average of the capital components costs.

 

 

 

a sum of the capital components costs.

 

 

 

they apply to each asset as they are purchased with their respective forms of debt or equity.

 

 

 

a weighted average of the capital components costs

 

 

 

 

 

 

 

 

 

 

 

Which of the following is a true statement?

 

 

 

Multiple Choice

 

 

 

To estimate the before-tax cost of debt, we use the coupon rate on the firm’s existing debt.

 

 

 

To estimate the before-tax cost of debt, we need to solve for the Yield to Call (YTC) on the firm’s existing debt.

 

 

 

To estimate the before-tax cost of debt, we need to solve for the Yield to Maturity (YTM) on the firm’s existing debt.

 

 

 

To estimate the before-tax cost of debt, we use the average rate on the firm’s existing debt.

 

 

 

 

 

 

 

 

 

 

 

JackITs has 5 million shares of common stock outstanding, 1 million shares of preferred stock outstanding, and 20 thousand bonds. If the common shares are selling for $28 per share, the preferred shares are selling for $13.50 per share, and the bonds are selling for 98 percent of par, what would be the weight used for equity in the computation of JackITs’ WACC?

 

 

 

Multiple Choice

 

 

 

83.08 percent

 

 

 

80.88 percent

 

 

 

91.19 percent

 

 

 

33.33 percent

 

 

 

 

 

 

 

 

 

 

 

TellAll has 10 million shares of common stock outstanding, 20 million shares of preferred stock outstanding, and 100 thousand bonds. If the common shares are selling for $32 per share, the preferred shares are selling for $20 per share, and the bonds are selling for 106 percent of par, what would be the weight used for preferred stock in the computation of TellAll’s WACC?

 

 

 

Multiple Choice

 

 

 

55.55 percent

 

 

 

66.45 percent

 

 

 

48.43 percent

 

 

 

33.33 percent

 

 

 

 

 

 

 

 

 

 

 

ADK has 30,000 15-year 9 percent semi-annual coupon bonds outstanding. If the bonds currently sell for 90 percent of par and the firm pays an average tax rate of 32 percent, what will be the before-tax and after-tax component cost of debt?

 

 

 

Multiple Choice

 

 

 

11.19 percent; 7.61 percent

 

 

 

9.85 percent; 6.70 percent

 

 

 

10.12 percent; 6.88 percent

 

 

 

10.32 percent; 7.02 percent

 

 

 

 

 

 

 

 

 

 

 

Flotation costs are:

 

 

 

Multiple Choice

 

 

 

commissions to the underwriting firm that floats the issue.

 

 

 

insignificant and can be assumed away.

 

 

 

the difference between the bid-ask spread on the sale of the security.

 

 

 

None of the options are correct.